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Originally Posted by lostsk8r
Good information here, good luck to the OP, currently in the same situation, about $13k on partying and girlfriend /hide but yeah im working it off, going to check out the consolidation stuff, good thing for me is my parents can pay it all off and i can pay them back to avoid interest if i convince them =0 althought not sure about finding a card to take all that 13k.
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I feel you man, I'd probably be 13k in debt as well if I had higher credit lines. I've thought about asking my dad to help me out but he already pays for my food and gas, and business sucks right now so I will probably put that off. Plus I'd feel pretty lousy asking him to pay for my pointless purchases. After I graduate and start interviewing for jobs I may just ask for his help so that I don't look bad if prospective employers decide to do a credit check. Good luck to you as well.
Quote:
Originally Posted by One_Hertz
Take a credit line and pay off your CCs. There is no need to pay 19% interest when you can pay 5%.
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What is the best way to go about doing this? Should I just call one of the companies that I currently have a card with and ask for a new credit card that I can transfer all my balances to?