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Looking To Finance A G35! Q's..

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Old Jan 6, 2012 | 11:12 AM
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Looking To Finance A G35! Q's..

I have a G35 coupe now, but I really do not want it anymore. Nothing works on it, both window motors are out, the drivers window is realigned, the trunk button does not work, the power locks and power windows don't work on either side, I can't even unlock the drivers door with the key, so my car is always unocked. I have the radio/ac issue where the radio only work sometimes, and the a/c is always on.. its winter now, f#ck. The other day something fell from the engine compartment i have no idea what is was but i had to tie it back up. Sometimes i will go to start my car, it it will take at least 3 turns to start. It also has the gas guage issue

Here is the thing. I' could get all that fixed, but I'd rather just get a new G. I'm 19, with no eastablished credit, I don't want to have a cosigner, I want to finance the car to build my credit. i'v only been on my new job for 3 weeks and dont have anything to show for it, I'm a car salesman.. and i was on my previous job for a month..

Does anybody know any places where I can finance one? I can put $5k down.. I'm looking for a G in the $11-13k range.

All help is appreciated.
 
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Old Jan 6, 2012 | 11:48 AM
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Buy Here Pay Here type of places will finance you but generally at 19.99% APR and UP.

Save up some money and wait until you can put a substantial amount down.

Possibly save up until $9,000 or $10000 and put $2,000 on a low interest CC such as Citi Card if you can't find financing.

You may just want to just keep what you have or wait until you can afford better.
 
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Old Jan 6, 2012 | 12:53 PM
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You didn't mention if your current G is paid off. If it is, it's cheaper to fix it and keep what you have until you establish credit. Paying 19.99% APR is just not a financially smart thing to do imo.
 
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Old Jan 6, 2012 | 03:00 PM
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My G now is paid off
 
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Old Jan 6, 2012 | 03:26 PM
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Alright bro i feel your pain, most banks were giving me the 20% intrest blah blah... but then i called Alaska credit union to get a 04 black g35 coupe 6mt with 100k miles on it financed.. and they did at a rate of 3.9% . i bought my car for 13k with taxes and fees with $0 down.
 
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Old Jan 6, 2012 | 03:27 PM
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you can also try Altura credit union
 
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Old Jan 6, 2012 | 11:36 PM
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Get your parents to co-sign. EDIT: I just saw that you don't want a co-signer.

You should probably just get your current G fixed. Finding a loan with decent rates is impossible at 19 with no established credit.
 
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Old Jan 7, 2012 | 01:45 AM
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I should have tried a credit union when looking to finance part of mine. But i said screw it and just paid cash

Just fix your current car. It would probably cost you more to get a new one anyways
 
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Old Jan 7, 2012 | 03:42 PM
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Yeah how come you dont want to fix it? Since you work at a dealership wont you have access to extra parts and maybe even discounts?
 
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Old Jan 7, 2012 | 04:55 PM
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It's kind of a lot to repair, and to be honest my car has a rebuilt title, so i think it'll be best to get rid of it asap before it depreciates more. I never had any engine problems or anything. (besides the overheating problem i had because the rad fans dying, for those who saw that thread, thanks!)

I think i'll just wait till the summer to get another G.. it'll be a lot better because not only will it be a good way to start the summer, but it'll be better financially for me, so i can save money between now and then.
 
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Old Jan 7, 2012 | 07:51 PM
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If it's paid off you'd be better off fixing some of the stuff and waiting until you save up some more money instead of paying crazy interest rates. If you're looking to get some of that stuff fixed, I have a bunch of G35 parts.. I can give you some good deals.. Just let me know!
 
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Old Jan 8, 2012 | 11:08 PM
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I got my coupe financed from the credit union at 19 i had already ok to good credit. my interest is 5.75% for 5 years. Credit Unions are so awesome
 
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Old Jan 9, 2012 | 08:34 AM
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Join a credit union
They will give you a auto loan NP
 
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Old Jan 9, 2012 | 12:22 PM
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Originally Posted by jonblizz
Join a credit union
They will give you a auto loan NP
pretty much
 
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Old Jan 22, 2012 | 01:01 AM
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+1 on the credit union
 
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