Buying, Selling & Leasing Discussion Interested in getting a G35? Ask your questions here! (No Classified Posts)

Need advice.... Whats better for me finance or lease?

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Old Jul 7, 2006 | 08:36 PM
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Need advice.... Whats better for me finance or lease?

I currently have a rsx type S which will be sold by the end of the month...im only 20 with a good paying job..last time i checked my score was 530 without my car being paid for wondering if the rsx is payed off will it boost my credit score up enough to maybe lease or finance?

i am looking to get a g35 coupe 6mt...I have shopped around i have found one that I really like... Im wondering if someone could calculate payments for me?

The Sticker price of the car is $33,477
its a 2005 black on black 6MT
Also im puttin $0 down

Can someone respond thanks...

RJ
 
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Old Jul 7, 2006 | 08:46 PM
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Originally Posted by Fabz35
I currently have a rsx type S which will be sold by the end of the month...im only 20 with a good paying job..last time i checked my score was 530 without my car being paid for wondering if the rsx is payed off will it boost my credit score up enough to maybe lease or finance?

i am looking to get a g35 coupe 6mt...I have shopped around i have found one that I really like... Im wondering if someone could calculate payments for me?

The Sticker price of the car is $33,477
its a 2005 black on black 6MT
Also im puttin $0 down

Can someone respond thanks...

RJ
$0 down..meaning nothing paid up front besides ur first monthly payment and dmv/registration fees?
 
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Old Jul 7, 2006 | 08:56 PM
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Originally Posted by cruiseluva62886
$0 down..meaning nothing paid up front besides ur first monthly payment and dmv/registration fees?
Yeah thats what i meant ..sorry
 
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Old Jul 7, 2006 | 09:55 PM
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probably mid-400's
 
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Old Jul 7, 2006 | 10:03 PM
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Go here: http://coautofinders.com/carLoanCalculator.asp
you can play around with interest rates, and different variables and stuff. Hope that helps!
 
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Old Jul 7, 2006 | 10:16 PM
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Not sure what interest rate would be or sales tax..can you give me a idea?
 
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Old Jul 7, 2006 | 10:36 PM
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Also im looking to do maybe a 84 month loan..
 
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Old Jul 8, 2006 | 10:19 AM
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you won't be approved with that credit score for a lease w/o a co-signer
 
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Old Jul 8, 2006 | 11:37 AM
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Originally Posted by Fabz35
Also im looking to do maybe a 84 month loan..
a 7 year loan! sounds to me like this car isn't affordable for you yet.
 
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Old Jul 8, 2006 | 04:51 PM
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The car is affordable..i would just like to spread the loan out. And have the option to double on my payments...i came across atlantic infiniti, and there coupes are running for 27,999 or a little more gonna take a look at them in a week or two.
 
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Old Jul 8, 2006 | 04:52 PM
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Originally Posted by da mayor
you won't be approved with that credit score for a lease w/o a co-signer
Do you know how much ur credit rating goes up with paying ur car off?

Also do you have any coupes avail at ur dealership?
 
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