I have a black 03 G Coupe AT/Nav/Prem Pkg/Sport Sus/ with 62k miles. Troncalli Infiniti offered me a new 06 6mt loaded without nav for $35.00 more on my monthly.. does this sound ok??

At first they wanted almost 200 more a month til i started walking. INPUT PLEASE

 

That depends on what your original monthly payment is & length of loan. You should buy on the price of the car, not monthly payment.

 

my monthly now is 560 with 5 yrs to go and a crappy 12% interest.... ive had my 03 almost a year now.. 06 car price was 37k

 

37k is WAY high without navi. omg, and you have a crazy interest rate. you can talk it down some more. =)

 

Might as well, or you keep your 03 with 60k! and end up paying almost the same as you'll end up paying for the 06. What rate/terms for the 06? And, yes, no NAVI.. talk them down.

 

should ask for 35K OTD...and then work on your APR

 

Sorry...didn't read...6mt & fully loaded...should be less 37K OTD

 

i talked with the dealer some more. there willing to give me 20,500 for trading in my 03 AT loaded w/nav. the price of the 06 car MT w/o nav is now 33,300. My dilemma is that im under on my loan owing the bank 5k more than trade in value ( put very little down when i bought my 03). Honestly i dont see myself in the 03 or 06 for longer than 3/4 yrs. my car is financed and the 06 would be leased..

15k Mile per yr.
0 down payment
60 months term
599 + tax is what we've negotiated..

 

Why would you want to lease for 60 months? You just renting the car for that long, wouldn't you be better off just buying it?

 

Moreover- you just said you couldn't see yourself in the '06 for more than 3 or 4 years- do you really want the headache of finding somebody to take over your lease (invariably at a loss to you) when you're tired of the car/need something different?

For comparison, I'm in the market for an 06 auto with sport suspension, premium, and aero kit. Here are the details I've gotten on my best offer:
Sticker is $39,000
Agreed Selling Price is $35,000
24 month lease
20k miles per year
Residual value is set at 69%, MF used is 0.0022
Up-front costs are just first month, title, registration, sticker, and small doc fee (no tax in NH)

I'm looking at payments of $473.29/mo