Big Bumper Dent
#1
Big Bumper Dent
So I just got up and went to Timmies for my morning coffee....and what do I see? A giant dent on the front corner of my bumper. It's pretty big and around it there are white lines indicating that the paint has been cracked.
What are my options? Can something like this be repaired or do I need a new bumper? How expensive are they? My car is leased, so do I have to tell Infiniti or can I replace it on my own?
Any help would be appreciated.
Thanks guys.
What are my options? Can something like this be repaired or do I need a new bumper? How expensive are they? My car is leased, so do I have to tell Infiniti or can I replace it on my own?
Any help would be appreciated.
Thanks guys.
#2
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Hi BigG
I would get an estimate. You could put it through your insurance and it would be classed as a hit and run, you would not be held at fault (your rates wouldn't go up) but it would be a collision claim so you would have to pay your deductible (probably $500). A cracked bumper on your car is more likely in the $1000-$1500 range with my experience with insurance claims. I would go get an estimate first and tell the body shop you want to pay for it yourself instead of putting it through insurance (the price is usually different). You do not have to put in the claim immediately so don't worry about that.
Just get the estimate and if it is going to be really expensive, put it through your insurance. Let em know if you need any other help
Matt
My phone #'s are on my website if you want to speak to me in person
www.matthewdubblestein.ca
I would get an estimate. You could put it through your insurance and it would be classed as a hit and run, you would not be held at fault (your rates wouldn't go up) but it would be a collision claim so you would have to pay your deductible (probably $500). A cracked bumper on your car is more likely in the $1000-$1500 range with my experience with insurance claims. I would go get an estimate first and tell the body shop you want to pay for it yourself instead of putting it through insurance (the price is usually different). You do not have to put in the claim immediately so don't worry about that.
Just get the estimate and if it is going to be really expensive, put it through your insurance. Let em know if you need any other help
Matt
My phone #'s are on my website if you want to speak to me in person
www.matthewdubblestein.ca
#5
Originally Posted by dubbletrubble
Hi BigG
I would get an estimate. You could put it through your insurance and it would be classed as a hit and run, you would not be held at fault (your rates wouldn't go up) but it would be a collision claim so you would have to pay your deductible (probably $500). A cracked bumper on your car is more likely in the $1000-$1500 range with my experience with insurance claims. I would go get an estimate first and tell the body shop you want to pay for it yourself instead of putting it through insurance (the price is usually different). You do not have to put in the claim immediately so don't worry about that.
Just get the estimate and if it is going to be really expensive, put it through your insurance. Let em know if you need any other help
Matt
My phone #'s are on my website if you want to speak to me in person
www.matthewdubblestein.ca
I would get an estimate. You could put it through your insurance and it would be classed as a hit and run, you would not be held at fault (your rates wouldn't go up) but it would be a collision claim so you would have to pay your deductible (probably $500). A cracked bumper on your car is more likely in the $1000-$1500 range with my experience with insurance claims. I would go get an estimate first and tell the body shop you want to pay for it yourself instead of putting it through insurance (the price is usually different). You do not have to put in the claim immediately so don't worry about that.
Just get the estimate and if it is going to be really expensive, put it through your insurance. Let em know if you need any other help
Matt
My phone #'s are on my website if you want to speak to me in person
www.matthewdubblestein.ca
Thanks for the input. I'll take your advise and get an estimate.
Anyone know of a good/reputable body shop in the GTA?
#7
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#8
pics of the damage
So I snapped some pics real quick. They are relatively small so that they can easily load for everyone. Damage doesn't look good to me. Any input guys? If larger resolution pictures are required, I can upload them.
My buddy suggested that for the time being, we can push the dent out by heating up the area with a heatgun/blowdrier first. However, should I be concerned about the cracked paint warping from the heat?
Thanks fellas,
Troy
My buddy suggested that for the time being, we can push the dent out by heating up the area with a heatgun/blowdrier first. However, should I be concerned about the cracked paint warping from the heat?
Thanks fellas,
Troy
#10
Don't waste your time money or rates with insurance , It is a lease they should not hit you for it. It is ugly though so i would get someone with plastic bumper repair on it who can warm it up and slowly smooth out the bump . The faster the better as it will only get harder to remove with the new weather. It can be done , it won't be perfect but it should be cheap.
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Looking at the damage, it may be possible to get that out. Call one of those Dent Master guys.
But to Skperforamnce's comment about the lease, it DOES matter. If you take that back and it is not fixed properly, they will charge you for the repair and it won't be cheap. If you are buying out the lease, it is no big deal, but if you are handing it back it will matter. They will accept little stone chips but not a dent.
Call the dent guy first to see what they say and if not you can pay for it yourself at a bodyshop if it is under your $500 deductible or if it is more you can go through your insurance. Your rates will NOT be affected.
Matt
But to Skperforamnce's comment about the lease, it DOES matter. If you take that back and it is not fixed properly, they will charge you for the repair and it won't be cheap. If you are buying out the lease, it is no big deal, but if you are handing it back it will matter. They will accept little stone chips but not a dent.
Call the dent guy first to see what they say and if not you can pay for it yourself at a bodyshop if it is under your $500 deductible or if it is more you can go through your insurance. Your rates will NOT be affected.
Matt
#12
Being the head of the lease maturity inspections for Mercedes Benz for a few years I might know a thing or 2 about lease returns.
If it gets popped out they are not going to bother with you which can be easily done.
If you think that insurance companies do not use your "not at fault" claims as part of your premiums your are greatly misinformed. Your rate may not directly go up but it is still counted as a claim.It will make those minor traffic infractions no longer merit it given a pass with no rate changes.
If you switch to a new insurance company they ask for all previous claims and this would be one which will determine your new rates. Failure to provide that info will cause them to rescind the policy and black list you for triple premiums at a minimum.
So again get it fixed on your own dime heat gun and a round ball would be best.
If it gets popped out they are not going to bother with you which can be easily done.
If you think that insurance companies do not use your "not at fault" claims as part of your premiums your are greatly misinformed. Your rate may not directly go up but it is still counted as a claim.It will make those minor traffic infractions no longer merit it given a pass with no rate changes.
If you switch to a new insurance company they ask for all previous claims and this would be one which will determine your new rates. Failure to provide that info will cause them to rescind the policy and black list you for triple premiums at a minimum.
So again get it fixed on your own dime heat gun and a round ball would be best.
#13
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Originally Posted by SKperformance
Being the head of the lease maturity inspections for Mercedes Benz for a few years I might know a thing or 2 about lease returns.
If it gets popped out they are not going to bother with you which can be easily done.
If you think that insurance companies do not use your "not at fault" claims as part of your premiums your are greatly misinformed. Your rate may not directly go up but it is still counted as a claim.It will make those minor traffic infractions no longer merit it given a pass with no rate changes.
If you switch to a new insurance company they ask for all previous claims and this would be one which will determine your new rates. Failure to provide that info will cause them to rescind the policy and black list you for triple premiums at a minimum.
So again get it fixed on your own dime heat gun and a round ball would be best.
If it gets popped out they are not going to bother with you which can be easily done.
If you think that insurance companies do not use your "not at fault" claims as part of your premiums your are greatly misinformed. Your rate may not directly go up but it is still counted as a claim.It will make those minor traffic infractions no longer merit it given a pass with no rate changes.
If you switch to a new insurance company they ask for all previous claims and this would be one which will determine your new rates. Failure to provide that info will cause them to rescind the policy and black list you for triple premiums at a minimum.
So again get it fixed on your own dime heat gun and a round ball would be best.
When shopping for a new company, you should disclose everything because we can trace your insurance history back at least 15 years and also your driving record (MTO) for 3 years. It doesn't do you any good to leave anything out because we will see it. People do make mistakes and forget things, but I pull there history and point it out to them and tell them if it will affect their rates. I would never cancel someone for non-disclosure if I thought they just forgot. It is just common courtesy.
Thanks for the heads up about your history with lease returns Skperformance because it would probably be very helpful to the others on this forum that are leasing.
Matt
#14
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Originally Posted by SKperformance
Being the head of the lease maturity inspections for Mercedes Benz for a few years I might know a thing or 2 about lease returns.
If it gets popped out they are not going to bother with you which can be easily done.
If you think that insurance companies do not use your "not at fault" claims as part of your premiums your are greatly misinformed. Your rate may not directly go up but it is still counted as a claim.It will make those minor traffic infractions no longer merit it given a pass with no rate changes.
If you switch to a new insurance company they ask for all previous claims and this would be one which will determine your new rates. Failure to provide that info will cause them to rescind the policy and black list you for triple premiums at a minimum.
So again get it fixed on your own dime heat gun and a round ball would be best.
If it gets popped out they are not going to bother with you which can be easily done.
If you think that insurance companies do not use your "not at fault" claims as part of your premiums your are greatly misinformed. Your rate may not directly go up but it is still counted as a claim.It will make those minor traffic infractions no longer merit it given a pass with no rate changes.
If you switch to a new insurance company they ask for all previous claims and this would be one which will determine your new rates. Failure to provide that info will cause them to rescind the policy and black list you for triple premiums at a minimum.
So again get it fixed on your own dime heat gun and a round ball would be best.
I am confused about the sentence "It will make those minor traffic infractions no longer merit it given a pass with no rate changes."
I am just not sure what you mean by that, if you could clarify.
Thanks again
Matt
#15
They way my insurance looks at my premiums is by my overall driving record. So if i get 1 major ( accident,failed to remain, aggressive or dangerous,dui X3 )they will raise my rate but 1-3 minors would equal 1 major in rate increases. So if i get failed to surrender licence and then another time insurance and finally a missing front plate then it would impact my rates. Having claims fault or no fault would reduce it by a minimum of 1 minor strike as well dependent on the circumstances , agent and possibly the underwriter and each ones in dependant mood that day.
Sorry for the confusion.
Sorry for the confusion.