09 g37 purchase advice
09 g37 purchase advice
ok heres what im getting...
2009 g37 journey
7at
athens blue
graphite interior
sports pkg
nav pkg
premium pkg
splash guards
spoiler
illuminated kickplates
so far this is what im looking at...
46,000 including ttl (500 over invoice)
5,000 down
7.95% apr
72 months
728/month including gap
its about 100/mth more than im paying now but the fact is im borrowing about 10,000 more than i was last time and rates are higher with the economy as is. im annoyed because it adds up to about 10,000 in interest charges but i can lower that by paying it off earlier.
so what do you guys think?
2009 g37 journey
7at
athens blue
graphite interior
sports pkg
nav pkg
premium pkg
splash guards
spoiler
illuminated kickplates
so far this is what im looking at...
46,000 including ttl (500 over invoice)
5,000 down
7.95% apr
72 months
728/month including gap
its about 100/mth more than im paying now but the fact is im borrowing about 10,000 more than i was last time and rates are higher with the economy as is. im annoyed because it adds up to about 10,000 in interest charges but i can lower that by paying it off earlier.
so what do you guys think?
Originally Posted by Gilley
Jeez, that's a huge monthly payment.
edit: one thing to add - my credit score is a 690-700 depending.
Last edited by w0ady; Dec 17, 2008 at 02:07 PM.
Florida G35 Club, Premier Member
iTrader: (2)
Joined: Oct 2005
Posts: 313
Likes: 0
From: Orlando, FL
That looks similar to what i'm paying. I have a 2008 G37 though.
Sticker: 43500
price including tax,tag, title: 41200
1.9% APR
$0 Down
60months
comes out to: 720/mo
My score was low 700's and i got a co-signer to qualify for the interest rate. I don't think i would ever take anything more than 5% interest rate right about now. Even 2009 BMW's are at .9% with M3's at 3.9%.
Goodluck on the purchase
Sticker: 43500
price including tax,tag, title: 41200
1.9% APR
$0 Down
60months
comes out to: 720/mo
My score was low 700's and i got a co-signer to qualify for the interest rate. I don't think i would ever take anything more than 5% interest rate right about now. Even 2009 BMW's are at .9% with M3's at 3.9%.
Goodluck on the purchase
7.95% is out of wack....
current vystar c.u. rates:
http://www.vystarcu.org/home/rates/consumer
I do all my auto loans through them & completely bypass dealership financing.
current vystar c.u. rates:
http://www.vystarcu.org/home/rates/consumer
Loan Type Term APR as low as Effective Date
--------------------------------------------------------------------------------
New Vehicles*
Model years 2007 or newer 24 months 3.75% 11/20/2008
36 months 3.75% 11/20/2008
48 months 4.50% 11/20/2008
60 months 5.00% 11/20/2008
$18,000 min MSRP or loan amount 72 months 5.50% 11/20/2008
$35,000 min MSRP or loan amount 84 months 6.50% 11/20/2008
--------------------------------------------------------------------------------
New Vehicles*
Model years 2007 or newer 24 months 3.75% 11/20/2008
36 months 3.75% 11/20/2008
48 months 4.50% 11/20/2008
60 months 5.00% 11/20/2008
$18,000 min MSRP or loan amount 72 months 5.50% 11/20/2008
$35,000 min MSRP or loan amount 84 months 6.50% 11/20/2008
Trending Topics
Ouch...I love the G but for 700+ a month, wow it is a bad investment if you ask me. I guess if you have the extra cash then it might be different but in these times might be worth saving and getting a used G.
Registered User
iTrader: (6)
Joined: Feb 2007
Posts: 681
Likes: 0
From: St.Petersburg Fl hurricane alley
is that financed through Infiniti or a credit union? Credit unions always have way better rates, also check the GAP price , credit unions are lower on the too.
Originally Posted by redwillow
7.95% is out of wack....
current vystar c.u. rates:
http://www.vystarcu.org/home/rates/consumer
I do all my auto loans through them & completely bypass dealership financing.
current vystar c.u. rates:
http://www.vystarcu.org/home/rates/consumer
I do all my auto loans through them & completely bypass dealership financing.
Originally Posted by razor1
is that financed through Infiniti or a credit union? Credit unions always have way better rates, also check the GAP price , credit unions are lower on the too.
like i said im going to bank of america tomorrow and ill probably also check out capital one online. any other places you recommend?



