Well as some of your know and others should, I have been talking about getting Mayas for a while now but didnt feel right getting them without a job. As my tires wore ever thinner my job hunt wore ever bleaker. I would either get offered a position i didnt want and turn it down or not get a return call from a position I liked. Finally on TUESDAY I go and buy tires and yes of course on THURSDAY I have an email with a job offer awaiting me that would allow me to buy rims & tires with under a month's pay. SHEESH!!!

 

I'm sure better things than new rims are right around the corner for you. Congratulations. See college really does pay off.

 

Let's see... single male making good money, don't forget to factor in about 25% of your take home pay will be shot on taxes, about 15% on healthcare (that's before tax), about 15% on 401K (again, before taxes) so that will leave you with about 55% of your weekly income to spend as you like.

Welcome to the real world. Do you still think you'll have enough after one month to get those Maya's?

 

Jeez Todd your missing the point but even so you cant just add the percentages
subtract 15% of 1000 = 850
subtract 25% of 850 = 637.5
or
subtract 40% of 1000 = 600

back to the point...the timing sucks cause now im gonna wait a year or so since i just got tires

 

Well... you could upgrade to a supercharger next week... that should do in your tires in about 4 or 5 months...

Congrats on the job...

.

 

I think you're missing the word "about" in my first post. My first pay check from Martin Marrietta was EXACTLY 55% of what I was expecting. Your tax bracket could be 28%, 31%, etc..., you may be able to put 16% in your 401k (if you make under $85k/year), your medical insurance will be MORE than what I initially paid due to the rising costs we've suffered over the last 7 years. Anyway, consider yourself lucky to be in a higher tax bracket. It just means you're making MORE MONEY!

Too bad about you deciding to wait. One thought would be to go ahead and get your new wheels and save the stockers for road trips. If you ever drive home, or drive out of the state to get a S/C it might be a good idea to have a good set of tires waiting for you in the attic. I might be getting 2 new rear tires later on today on my stock 18's depending on the amount of tread life left.

 

well i say a year now, in 8 weeks when i have my morgage and bills paid for the month and still have 4k roaming in my account i MAY feel differently, we'll see...

im alot like u Todd just had no income...now im alot like u with no wife & kids.....this could get interesting, its just a question of where the money is put (house or car)

 

Off topic a little bit, but I just got an internship at Lockheed Martin.
Lips

 

15% on healthcare? Damn, I guess I am pretty lucky to pay $85 a month (health and dental) for a family of 4.

 

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put it toward the house. at the rate prices are rising in FL if you don't buy now you might not be able to afford a home. also your car depreciates and your home will appreciate. I wish I would have bought sooner. I currently own two homes and I am about to close on my 3rd in January. It has been 2 years since I closed on my homes and I have $280K in equity between the two of them. The one I have $130K in equity, I bought with ZERO down.

Invest in property!

 

Which facility? Sandlake or Lake Underhill?

Sometimes the better the coverage, the more it costs. FYI, I get medical, dental, vision and life insurance (10X my salary for me and 4x my salary for the wife) and both short term and long term disability is also thrown into the package for good measure. Might not be exactly 15% but it's not $85/month. Mine's broken down by the week (times 4.33 per month average).

After close to $20K in hospital bills for when Grace was born ~3 years ago, I only had to pay one $10 copay and we got a private room for 5 days and 4 nights plus 2 days she was in the NIC-U (neonatal intensive care unit).

 

Sounds like good coverage. My employer has really good coverage as well. I get everything you get except for the disability benefits. I guess our premiums are so low because we have about 10,000 employees.

 

someone had to tell him... yeah it can get grim at times once you start thinking about all the hands in your pockets befre you take home the pay. YIKES.

 

I am off of Sandlake.

 

thanks Gman but im closing on my house this week and planning to get an investment house soon, just cant pass up the oppurtunity with the way florida houses are going up