Front End Collision Insurance Help
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Front End Collision Insurance Help
Hey guys, I've already posted up a bit in teh Canadian section, but I was hoping that I could get a little more info over here. I have an 03 DG coupe and was recently involved in a front end collision. I'm hoping I can get an approximate body shop cost from you guys. It's being towed there today, but I wont have a quote until mid next week. I'm concerned that insurance might write the vehicle off, so I was hoping to find some peace of mind. The list of damages include:
-Both headlights are severely scratched and beaten up
-The front bumper and licence plate bracket are also way beyond repair
-The hood was pushed back into the rad support and radiator, possibly hitting the AC cond.
-The hood also crumpled back and scratched the top of the fenders near the windshield
-The grill and emblem are also shattered along with damage to the horns, hood latch and a number of other smaller pieces
I doubt that there's any major frame damage, but when factoring in upwards of 7-8.5K in parts, plus any bodyshop work that's also has to be done, what kind of bill am I looking at in total?
-Both headlights are severely scratched and beaten up
-The front bumper and licence plate bracket are also way beyond repair
-The hood was pushed back into the rad support and radiator, possibly hitting the AC cond.
-The hood also crumpled back and scratched the top of the fenders near the windshield
-The grill and emblem are also shattered along with damage to the horns, hood latch and a number of other smaller pieces
I doubt that there's any major frame damage, but when factoring in upwards of 7-8.5K in parts, plus any bodyshop work that's also has to be done, what kind of bill am I looking at in total?
#2
Depends what the value of your car is before we can estimate if they'll total it or not. I dont know what the laws are in Canada about that, but maybe another Canadian member can chime in.
As far as your estimate goes, I wouldnt be surprised if your bill ended up in the 6-9 thousands for new oem parts plus labor and paint. Dont worry about little things such as license plate bracket and emblems. You should be more concerned about the body panes that are going to push your costs upwards.
Plus, why would you think that there isnt frame damage? From what you're telling me, the front end sustained a pretty serious collision. Id be surprised if there WASNT any frame damage.
As far as your estimate goes, I wouldnt be surprised if your bill ended up in the 6-9 thousands for new oem parts plus labor and paint. Dont worry about little things such as license plate bracket and emblems. You should be more concerned about the body panes that are going to push your costs upwards.
Plus, why would you think that there isnt frame damage? From what you're telling me, the front end sustained a pretty serious collision. Id be surprised if there WASNT any frame damage.
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Thanks for the response. When I talked the the insurance agency they didn't really give any solid response on their policy when it comes to write off. Similar cars sell for $18 000 up here, but if I'm looking at upwards of 12-14K in repair costs, I almost wonder if they will write it off.
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After talking to the bodyshop today, they said I'm looking at somewhere around 10-11K in damages at a minimum. When pricing out the headlights, bumper, hood, grill, rad, rad support and ac condensor the parts total alone is around $6800. On top of that there's going to be a number of shock absorbers, latches and other minor things that would need to be included as parts.
I had already ordered a TS hood, K2 front and 07 headlights, so I can provide all those to the shop. If the car isn't written off the body shop is going to use those parts, but there's likely going to be ~4K left over because the aftermarket parts are considerably cheaper and were bought used. Any recommendations as to what I should do with that?
I had already ordered a TS hood, K2 front and 07 headlights, so I can provide all those to the shop. If the car isn't written off the body shop is going to use those parts, but there's likely going to be ~4K left over because the aftermarket parts are considerably cheaper and were bought used. Any recommendations as to what I should do with that?
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I've been searching around a bit and after seeing the hit in value that a vehicle takes after an accident, I'm definitely hoping for a write off with the car. The body shop the car was towed to quoted me around $3500 in paint and labour on top of ~$8000 in parts. From what I can gather, they're one of the less expensive shops in town. How much variance is there in terms of pricing on this kind of thing?
I'm hoping the insurance company will declare the vehicle to be a total loss, as I don't want to have an accident worth a minimum of 2/3rds of the vehicles value on record. How would you recommend I push for a total loss with my insurance company? Obviously I should look for more expensive quotes from other shops, but do you really think there will be that much of a difference? What other action can I take to push the insurance company towards writing the vehicle off?
I'm hoping the insurance company will declare the vehicle to be a total loss, as I don't want to have an accident worth a minimum of 2/3rds of the vehicles value on record. How would you recommend I push for a total loss with my insurance company? Obviously I should look for more expensive quotes from other shops, but do you really think there will be that much of a difference? What other action can I take to push the insurance company towards writing the vehicle off?
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