well, the reason i do not want refub parts is simply b.c the car is literally brand new.. as in less than 1k miles on it.. as in 2 weeks old..

my insurance is first paying out of their end, then will go after the other persons insurance ...

i dont think my prem will go up b.c i wanted new parts on a new car, specially when they will be going after the other persons insurance to collect ... and if they do decide to raise it.. i will drop em and go with a better company..

 

Wait, did you make a left turn at an intersection with a green light? The right of way was your's, right? So I'm surprised to see the cop say it would be your fault.

My father made a left turn at an intersection with a green light and got slammed at the driver's side rear of his QX4 by a dodge neon who ran a red/yellow at 50mph. The accident's fault lied with the driver of the neon. My dad had witnesses and a police report putting everything in his favor and walked away with a lil whiplash in his neck. The driver of the neon was able to walk away from the accident o.k., but his passenger got sent to the ER in a stretcher. His neon was destroyed in the front.

That really sucks for your loss. Just be glad that you're one piece and able to talk abou the tale. I would seriously talk with your insurance on who's fault it is.

 

Perhaps, but either way, if all claims were paid using new parts, premiums in general would go up. I wasn't referring to your premium alone. And the other carrier can make the argument if used parts were available that they only have to pay for the used parts. So your carrier may end up eating the additional costs.

 

Actually he had the same light as the other driver. Not a gree left turn arrow but a solid green. The left turn arrow discussions were just looking at a different scenario.

 

Admission of guilt really means nothing. If an adjuster or defense attorney let that stick, then they have no idea what they are doing. The driver is not necessarily considered an expert in determining liability. The facts should speak for themselves. Though I would recommend against admitting fault. Let your insurance company decide if you are at fault or not. Even if you know or think you are. Sometimes you may not know that the other person did something wrong and it may come up in the investigation later.

As far as a deductible, generally it only applies to Comprehensive and Collision coverages. Liability coverages do not carry deductibles(I've only seen them in commercial policies). And Deductibles apply regardless of who is at fault. If your own carrier recovers the damages from the responsible party then they would reimburse it back to you. Some carriers will waive the deductible if the other person's carrier accepts liability early on in the claim(knowing that they will likely be reimbursed).

 

When you have your car repaired, the insurance company is obligated to provide new parts if you request them. Not only that, but you are not to be penalized for requesting said parts. If you are found to not be at fault, your insurance won't budge an inch. You can only be determined "at fault" by an independant investigation by your insurance company, one another's. Your at-the-time admission is inadmissible.

Did you get a piece of paperwork that says "I'd like A) New OEM parts, B) Used OEM parts, C) Aftermarket parts"?

I'm going to admit right now that I didn't read the whole thread. I know it's a no-no, but I've been sending passwords to all you people all day so you'd be able to post

I missed this site *sniff*

G

 

Bad deal bro, I hope it works out for you.

 

Hey Colin,

I can not click on the link in your sig. It takes me to a page that says I'm trying to edit your post??? What gives?
Also, is there a way to see how many people have posted since I last viewed a thread? I HATE scrolling through a thread trying to figure where I left off last.

Hijack is over. Back to people crashing their car...

 

This is exactly what happened to me, the other driver ran a red/yellow. Whoever wrote the post that said we were both making a turn on green obviously did not read my previous post correctly. But everyone is telling me that the fault lies with me?

I just got word from my insurance company that they want to try to fix my car. I told them theres no way I would accept that. My car was basically new (less than 5000 miles) and there was significant damage to the engine, with fluids spilling everywhere. If they do try and fix the engine, it will never run the same again, and has a very high probability of breaking down in the future. And also, about admittance of guilt....The guy was crying like a little girl that fell off her bike. If thats not admitting your guilty, then i dont know what is.

 

Pretty much, 9/10 times, the driver going straight has right of way. The cases mentioned here of someone running a light and hitting you, that the other driver wasn't going the opposite direction as you, i.e. he didn't have the same green as you, are at fault. But if you are about to make a left, and a guy is coming from the opposite direction, he runs a yellow or barely runs a red, most likely he has right of way, even though he may have ran the red. Unsafe turn on your part. Sorry to hear about this, best of luck.

 

Damn, another G accident =( The G35 is going to have high insurance rates! I bet it will be higher when I renue in march. Sorry to hear that your car is messed up though. It sounds like you're OK though, which is good.

As for your situation, unfortunately, I believe you are considered at fault because you are supposed to yield to the thoroughfare. When making unprotected left turns, always look far down the road because fast cars can get to the intersection in a hurry, and scoot through the intersection as fast as possible to minimize the time your car is crossing the oncoming traffic lanes.

 

You should buy it back and part it out.

 

god damn bmw's