^ what are you kidding me?? you might as well default on the loan. It doesn't make sense to pay $14K on a car that won't exist. It doesn't sound like you have any credit history to worry about anyway.

 

Would the sending units work in an 05 coupe? I could use a couple of sending units.

 

did your seat dislocate? glad youre ok

 

You owe 14k on a 06 coupe? It had to have under 60k miles then. That's like top dollar almost for a g35

 

No gap insurance?

 

Actually have really good credit. Won't they garnish my wages if I default ?

 

Yeah the person behind me has no seat belt on so he bent my drivers seat foward

 

No sadly

 

I'll give you my taillights and some cash for yours.

 

Your only choice is to default and let them come repo that p o s. The bank who gave you the loan will eventually try and collect and most likely sue. You'd be crazy to pay the payments till the card paid off and then for what? To own the pink slip to a totaled car worth 2k

 

aaaand this is why my insurance is so expensive =( good to hear OP is okay though. Did you just buy the car? 14k is a lot to owe..

 

joker thanks for posting something worth while.
everyone else, on any small bank or local vehicle loan the dont ask for full coverage on the spot. they send off papers and request it by mail, it normally takes a few weeks. but can extend out to a few months. so while not ideal, it is possible. highly unlikely and very very stupid.

OP, you have a few options here.
1. please everyone else keep your comments to yourselves on this one, as i am just trying to help out someone who is now 14k in debt. you can add full coverage. wait until your first snowfall and make a claim. keep the vehicle away from rust as any adjuster with a year or more of exp will spot this in two seconds. from there, they will cover the vehicle and you will get a clean slate.
2. you can send the car to a fab guy and have them tube front end your car. the cost will be around 2k ish for a good fab guy. then all the replacement body parts. from there just keep the car for life. you will also not have a salvage title since you fixed it yourself.
3. you can learn from being a complete moron, and just part the car out. roll the loan over into a brand new car. say a 2015 base model focus. you will pay roughly 15k for the car plus your 10 after the part out you owe. you will have roughly a 330$ payment depending on your credit. but at least you will have a vehicle and a way out. brand new cars will be able to stretch loans out for 7 years.

there are a few other options, but they are stupid. dont be more stupid than you already have been.

 

sorry, but you do not have really good credit at 16. this is impossible.
parents may have really good credit. but you sir do not.

 

gots NO credit..

 

There no way out of that situation. Idc what anyone says. His options are to pay or don't pay. Everything else is b u l l s h I t