dunno man, if it were up to me, i wouldnt do anything to a lease unless i could take it with me...

on the interest free loan to the govt note. i hear you on that. dont want to give uncle sam more then i am already givng! BUT, what is 12 mo interest on 500? like 3 bucks? you ahve to also remember that the 500 accumulated over 12 mo. it did not start as 500 of tax....

 

You guys that are all excited about a tax refund are the biggest suckers that the federal government just LOVES. I can't believe what I'm reading-- being excited about a refund.

If that gets you excited, then I've got a deal for you:

Let me take $500-$3200 from each of you for one whole year, do with it what I so choose, and then I'll give it back to you next year with no interest whatsoever.

Any takers?

Oh, and don't tell me any of you actually expect to retire on your Social Security "savings"...

 

I see your point, but i look at it another way. I see it as the government saving my money for me so i wouldn't spend it on stupid stuff. Then at the end of the year, they give it back to me so i can buy gifts for my G.

 

It is exciting to get a refund but I agree with HoodooGuru. Here's another way to explain it. If you played it safe and invested the money (say $4K) in a CD for 12 months (Washington Mutual 3.06%) you would have $4,124. That's a Z-Tube and K&N drop in with some money to spare.

 

Actually the LAST $500 you pay is what you "over paid". If you were lucky enough to know how much money you would make EXACTLY and what the next years tax laws would be EXACTLY, then you *might* be able to make the argument of taking the $500 and dividing it by 52 weeks (if paid weekly) or 26 weeks if paid bi-weekly... which is under $10 a week. BIG FLIPPIN' DEAL!

BTW, I got a $162 refund check. Boy do I wish I could have had that over 52 weeks... how much better off I would have been.

 

MY APOLIGIES TO THE GROUP FOR SHOUTING. BUT WHY IN THE HELL DOES THIS FREAKIN MORON HAVE TO STICK HIS FREAKIN INVESTMENT CRAP ALL OVER THE PLACE WHEN NO ONE HAS ASKED FOR IT??!!

THE GUY DID NOT ASK YOU HOW TO INVEST HIS MONEY, OR WHAT YOU THINK HE SHOULD HAVE DONE WITH IT '12 MONTHS AGO'. HE MERELY WANTED TO KNOW WHAT HE CAN GET WITH IT.

FOR SOME FREAKIN REASON YOU JUST SAW RIGHT PASSED HIS QUESTION AND SAW YET ANOTHER OPPORTUNITY FOR YOUR UNWANTED ADVISE.

IM SURE YOU WERE AWARE THAT YOU WILL PROBABLY RECEIVE NEGATIVE FEEDBACK FOR YOUR USELESS REPLY TO THE MAN'S QUESTION, BUT THEN AGAIN I DONT THINK YOU CARE.

THE ABOVE IS A PERFECT EXAMPLE ON HOW YOU PLAN ON KEEPING THIS THREAD ALIVE WITH YOUR UNWANTED F***KING 'SAVINGS ADVISE'. YOU SEEM TO 'GET OFF' BY TELLING OTHERS THEY DONT KNOW WHAT THEY ARE DOING WITH THEIR MONEY.

TAKE YOUR ADVISE AND SHOVE IT UP YOUR F**KING MUTUALY FUNDED A**HOLE, AND SAVE IT FOR 10 YEARS...........I'M SURE YOU'LL END UP WITH A 'HAPPY RETURN'!!

Again, i'm truly sorry to rest of the group, but i'm really tired of seeing this morons crap.

To Scottkusf, i dont think you really want to do anything to the car because it's a lease. good luck.

BTW, to the financial moron....My name is Elmer Jay Fudd, I own a mansion & a Yacht.

 

This alone made me laugh so hard... "Brilliant"

 

I've started threads and have provided responses that other members have found valuable. Why not argue with the substance or facts of what I've posted, versus placing a "shout" post that adds no value to the thread.

He asked what he should do with his tax refund. My point, albeit maybe unclear to you, is that he could have been keeping his own money all along (versus overpaying the government). He could've bought anything recommended here months ago, instead of waiting for a rebate until April/May the year following.

I don't care about unfounded negative feedback. All I know is my information is valid and helpful to those who may not have considered it before. There are clearly many young, immature drivers in this forum who may benefit from others' postings that are "unasked" for. Go ahead and refute what I've posted on the basis of fact instead of shouting insults.


I have no plans as you claim. I'm merely pointing out absurdity with another example of absurdity. And, if someone does continue to overpay the government, then clearly they are woefully uninformed with regard to good financial management.

Check your spelling: it's "advice" and "mutually"... (and why so angry?!?)

Then go outside, go for a drive, whatever. No one is forcing you to read anything in this forum-- and I've really haven't posted that much so I get the sense you're obsessed with me...

Good point. I wouldn't modify a leased car either. You'll lose it when your lease expires.

Nice to meet you, too, Elmer. Congrats on the mansion and Yacht. Must be nice...

 

i'm going to let this go after i make you read your own replies:

if the above reply isnt full of sarcasm, then i dont know what is.



you were the FIRST to reply to the guy and THE ABOVE was your response. very nice.

one more time...NO ONE asked for it! dont you get it? your substance does not apply here.

one more time...NO ONE asked for it! dont you get it?

one more time...NO ONE asked for it! dont you get it?

who gives a s**t?

finally..........one more time...NO ONE asked for it! dont you get it?

 

fastedy1- Relax your going to give yourself a heart attack. This isn't the first thread to go off the topic. One of the great things about this forum is we can voice our opinion/views. Another great thing is we have the choice to ignore it.

 

point taken.

 

I got a little over $6000 for my return but it's going to house stuff and my wifey's new car. She say's she wants a Beamer so looks like it might be going there =/

 

Im fortunate this year Im getting back $2100 I was shocked and amazed because this is the first time I dont owe anything. Yeah it helps to be 26 single and no kids (thank God). hehe. Anyways when I go pick up my car in a week or so the refund will be part of the 39000 that Ill be paying when I pick her up. No car payment for me! and thats "Tight to Death"

 

Hoodoo is probably the one that owes the government $5000. In my opinion its better for them to take out more taxes and get a refund later then all of sudden having to shell out money that you owe. Hoodoo your arguement is *** backwards my friend.

 

Don't take my word for it. Go educate yourself:

Tax refunds don't make sensePut those tax refunds to good use TAX PLANNING