What are your payments on your G?

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Jul 26, 2005 | 01:32 PM
  #76  
05mt coupe
aero kit, front chin, sunroof
clear bra, stillen lower grilles
no nav

0 down
$640 month
60 month
4.3 % interest

Why put 1k-5k down. Monthly won't change much. keep it in the bank and use it when you need it.
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Jul 26, 2005 | 01:35 PM
  #77  
G
'04 G35C 6MT - used with 7.5k miles
loaded with Navi & Sat. radio.

10,000 - trade in
22,000 - downpayment and tax
$235 a month - for insurance hehee
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Jul 26, 2005 | 01:54 PM
  #78  
Why so much
You can lease a nsx for what you guys are paying for your g35. I wish I had the cash.

03 27000 miles loaded with Nav and brembo 6mt Bl/Wh
$4800 down 4 year lease $390. Eveyone should check out lease compare, I found them on this sight. This is the only way I can get the nsx and try and keep the 04 Busa(kn filter 4-2-1 gsxr titanium pipe) oneoff, some day.

PS. For every $1000 you borrow $20 dollars month on your payment $30000=$600 month this is a conventional 5 year 6% to 8% intrest rate. A good lease would take about $200 dollars off of that payment.
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Jul 26, 2005 | 02:16 PM
  #79  
$39,000 Down Payment
$0 Trade in
$0 a month
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Jul 26, 2005 | 02:32 PM
  #80  
I paid cash for mine, who wants payments on a car. screw that
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Jul 26, 2005 | 03:59 PM
  #81  
2003 sport coupe
469/mo 60 month
7000 down
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Jul 26, 2005 | 07:19 PM
  #82  
Quote: Hey guys I am also looking to buy a 6 MT relatively soon. I save around 5k. I just graduated like a year and half ago.. what is this Infiniti graduate APR?
The graduate program is $500 off. I don't think APR is part of it. The APR will depend on your credit rating, the current market, and who you get the financing through.

As for me, I got a '05 6MT (see below). No payments...cash...the only way to go.
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Jul 26, 2005 | 07:23 PM
  #83  
Quote: The graduate program is $500 off. I don't think APR is part of it. The APR will depend on your credit rating, the current market, and who you get the financing through.

As for me, I got a '05 6MT (see below). No payments...cash...the only way to go.
Cash is not always the way to go. Why tie up so much cash in a depreciating asset.
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Jul 26, 2005 | 08:35 PM
  #84  
Quote: Its a lease. I will be buying her out eventually.
good luck man, thats kind of dangerous, if the car gets totalled or stollen you lost your downpayment, or so i think, consider buying it out now call you bank
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Jul 26, 2005 | 08:54 PM
  #85  
Quote: The graduate program is $500 off. I don't think APR is part of it. The APR will depend on your credit rating, the current market, and who you get the financing through.

As for me, I got a '05 6MT (see below). No payments...cash...the only way to go.
As far as I know, the grad program has nothing to do with the price you pay for the car, it only secures you the lowest (tier 1) rate available thru IFS, as long as you don't have any negatives on your credit.

http://www.infiniti.com/content/0,,sctid-52036,00.html
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Jul 26, 2005 | 11:30 PM
  #86  
Quote: As far as I know, the grad program has nothing to do with the price you pay for the car, it only secures you the lowest (tier 1) rate available thru IFS, as long as you don't have any negatives on your credit.

http://www.infiniti.com/content/0,,sctid-52036,00.html

You're right...my bad. I got it confused with the Nissan Grad Program which I got last fall on my Altima.
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Jul 26, 2005 | 11:41 PM
  #87  
Quote: You're right...my bad. I got it confused with the Nissan Grad Program which I got last fall on my Altima.
I didn't know about that, how does it work? Does it only get you $500 off msrp? I thought Nissan would offer to finance at a lower rate recent grads without a whole lot of credit, not just give them money off sticker.
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Jul 27, 2005 | 12:05 AM
  #88  
2005 6MT Coupe Laser Red/Graphite w/premium package
39 month lease
$4500 down
$416/month
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Jul 27, 2005 | 01:21 AM
  #89  
~8k down
530 month/5 years
2.9%

If I had to pay more than 3% I would've paid cash.
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Jul 27, 2005 | 04:50 PM
  #90  
Quote: Cash is not always the way to go. Why tie up so much cash in a depreciating asset.
If your worried about putting cash in a depreciating asset then you should buy a cheap used car. If your going to own a new G35 your throwing money away on a depreciating asset no matter if you buy or lease. A leased G35 depreciates just as fast as a G35 you own.

Even though you can theoretically come out better on a lease if:

1) You keep the car for the full term of the lease
2) You don't buy the car after the lease
3) You actually invest the money you would have put down
4) That investment returns 2x the lease interest/fees
5) You don't dig into the investment to make payments
6) You get the car for the same price as someone buying

Basically theoretically a lease on a $36K Vs. buying a 36K car under IDEAL conditions will net you $1000 over five years. However, if ANYTHING isn't ideal you will lose money over the person buying.
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