good deal? if i want to but

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Jun 17, 2006 | 07:56 PM
  #1  
$35,550 2006 g35sedan

$299/month
63 month lease
5k down
.0029 money factor
leasy buy out 34% of msrp


is this a good lease?

if i intend to buy at lease end.



is this right,


"Cash Price: $35,550

TOTAL OUTLAY over 63 months (using your figures) if you lease $35,924

If you finance $30k for 60 mo at 6% you are going to pay out $34,794 plus your $5,550 down payment for a total of $40,574! And I doubt you can get a 6% car loan these days. So this lease saves you AT LEAST $4650 over the best case scenario if you purchased it on a regular contrace.+"
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Jun 17, 2006 | 08:15 PM
  #2  
63 months? You're outta your mind
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Jun 17, 2006 | 08:19 PM
  #3  
06coupe 63 months AND 5k down??? damnnn
im paying 369 a month with 2500 down..2 yr lease...dont forget, new coupe in 08
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Jun 17, 2006 | 08:28 PM
  #4  
i work for infiniti and the 06 coupe is a great deal but DO NOT DO that long of a term it does not make sense!!! do a short term lease with a little less money down. they even now offer a 12 month lease so you can get out at the around the same time the 08 coupe will be here.
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Jun 17, 2006 | 09:20 PM
  #5  
again, this is a lease, but i WILL be buying in the end.

i figure if i was to buy new and finace at current rates it will actually be higher (total out of pocket) then if i was to do this and finance 12k at the end of the lease with a guesstimate 7.9% rate
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Jun 17, 2006 | 09:36 PM
  #6  
63 months is the most ridiculous thing i've ever heard
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Jun 17, 2006 | 09:55 PM
  #7  
Quote: $35,550 2006 g35sedan

$299/month
63 month lease
5k down
.0029 money factor
leasy buy out 34% of msrp


is this a good lease?

if i intend to buy at lease end.



is this right,


"Cash Price: $35,550

TOTAL OUTLAY over 63 months (using your figures) if you lease $35,924

If you finance $30k for 60 mo at 6% you are going to pay out $34,794 plus your $5,550 down payment for a total of $40,574! And I doubt you can get a 6% car loan these days. So this lease saves you AT LEAST $4650 over the best case scenario if you purchased it on a regular contrace.+"
I am sorry but that number is way off...is 35550 an MSRP price or actual "selling" price? there is no way that car with selling price of 35550 with 5k down, 34% residual, 0.0029 M/F equal to 299 per months(asumm it inculdes sales tax), I would double check those numbers again if I were you.

For it to be at 299 with those terms? the selling price would have to be around 28.5~29.5k depends on the sales tax rate.
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Jun 17, 2006 | 09:56 PM
  #8  
Quote: I am sorry but that number is way off...is 35550 an MSRP price or actual "selling" price? there is no way that car with selling price of 35550 with 5k down, 34% residual, 0.0029 M/F equal to 299 per months(asumm it inculdes sales tax), I would double check those numbers again if I were you.

MSRP
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Jun 17, 2006 | 10:02 PM
  #9  
Quote: MSRP
so how could purchase cost you 4.6k over lease then?
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Jun 18, 2006 | 03:51 AM
  #10  
if you planning on keeping it, might as well buy it outright..... you pay more up front but that's for a new vehicle... you shell out additional money at lease end to buy it then you'll be coughing up money for a used car now.....
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Jun 18, 2006 | 08:44 AM
  #11  
At the end of 63 months you will still owe money on the lease. What is the buyout then? 10, 15, 20 k? That is all extra you will still have to pay even at the end of the lease.
Lips
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Jun 18, 2006 | 03:19 PM
  #12  
waste of money. buy it now.
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Jun 18, 2006 | 05:53 PM
  #13  
LOL f_ck that get a 05 financed on a 5-6 year loan and your payments will be around 300, then you can sell the car to buy out the loan at some point if you are ready to move on, and it will end up costing you a lot less than the lease. If you want a good credit rate find a credit union like the Portland Teacher's Credit Union they have the best interest rates if you have good credit.
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Jun 18, 2006 | 08:07 PM
  #14  
this might be the worst financial decision of your life...do not do it...just buy it outright if you want to purchase it in the end anyway
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Jun 18, 2006 | 11:43 PM
  #15  
I agree with everybody. Don't waste your time for a long term lease. You'll regret it. Find out what the residual is at the end. If you have intensions of keeping the car then finance it. Don't worry about miles. Doesn't Infiniti have a 2.9-3.9% rate for 60 months?
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