Hi all, I don't post much here, I guess you could call me a permanent lurker... anyway, my G was totaled last Fri night. My better half was driving and a tire blew out, she lost control and hit the median... she is OK thankfully

My question is, how much should I be expecting for it form the insurance? It's a 2006 X with 58K miles and premium package, no previous damage, body issues or paint issues. tires had about half of the tread left. Had 0 problems with the car since I purchased it back in dec 2009

Thank you all in advance

 

Kbb.com

 

Thanks, would they refer to the retail value, private party value or the trade-in value?

 

you want to sell parts off your car to me

 

Usually its retail value as far as I recall.

 

Thank you all for the responses

Unfortunately I am not able to part the car out, sorry

 

depends on insurance company iirc statefarm pays full retail alstate pays 75% thne both pay you tax title etc. i totaled a pickup and it was a work truck in a beaten state and they payed me full retail based on its low mileage

 

Please post how much they offer.

Also so from what i learned. They will always start off with a LOW ball price. kbb. black book. edmunds all dont mean crap. Its what MARKET VALUE is.

Find dealerships listings similiar cars with miles in your area, print about 3-5 of them. Average it out and use that was your support.

Say your company offers you $10k for the G (they dont pay much attention to miles or maintenance) Say you put on new $500 tires and did X, tune up. You can easily ask for a % of that. Then show cars in the area selling for maybe $14k, they should come up some to maybe $12.5-14k. NEVER take the first offer. This is all the things i've learned in the past from people getting into a wreck. A lot of people just take the $10k and walk away but the ones that fight are normally the one that owes more. It does suck if you owe $12k on the car and they cut you a check for $10k

 

Thank you for this response. I owe around 6K on it. I am sure that it will definitely be more than that. I'm hoping for at least 12K. KBB says 19, similar cars with similar miles in the area are between 15 and 17

Another thing- I just did the brakes and rotors on all sides, which should count for something

I'm expecting them to call me tomorrow... I will post what happens

 

That brakes, will count IF you have proof and you have to do at a shop. Couple people posted they gotten about 75% of the cost added on top. You have to phrase it like " it adds value to the car" rather then just maintenance.

When we sell cars, we use new parts are selling points and you should too. In a sense the insurance is buying the car from you.

 

I do have proof and will use it as ammunition. Thanks again

 

Which company do you have? My sister just got way too much money for her prius she totaled with 140k miles on it. 11k.... She had statefarm

 

The Hartford

I've heard rave reviews about them from multiple people which is what prompted me to switch from Geico which is a move I don't regret at all

 

hmmm. i dont know much about them but hopefully they come through for you. I have mercury so hopefully I never wreck haha

 

sorry to hear the bad news..... =( what city and state are you from? interested in calling the junkyards around your area for parts!!