Hey, my new '06 G35x is due in a couple of weeks. I will be taking advantage of the Graduate Select program from IFS. I was wondering, however, what kind of interest rates people have been getting for financing their 2006 G35s? Where are you from? Was it IFS or a third-party lender? Thanks!

 

Sorry, I got some graduate $ off my 05X I got a couple months ago, along with a rate of 2.9% for 60 months ( $0 down), but since they had the special rate for anyone with good credit, I didn't find out what there normal rates are for recent grads.

 

I talked to my dealer about this and apparently the grad program wont get you better interest rates than you would normally get with whatever your credit rating is. It bascially allows you for a higher loan limit than you normally would get.

 

I thought it was if you go with grad financing, you would normally get tier 1 rates unless your car payment exceeded a certain percentage of your monthly income or you have a bad credit history.

 

Could be, I doubt my salesman knew all the details. I guess you have to talk to the financing guys to know all the details or contact IFS

 

Well, I just got my report from the big 3, and its actually pretty high. (780+) I have been pretty good with my credit. Forget about the graduate select, I was just wondering what kind of rates in general people were getting on their '06s

 

Anybody feel like providing their rate? I am estimating 4%-5%...

 

It's not *that* recent, but I easily qualified for 2.9% for 60 months in April. I was in a similar situation, except I hadn't graduated yet (I graduated in May). I was afraid that the special finance rates would end at the end of the month, so on April 30th, I bought my car. I suppose they did what they were supposed to do, and turned a looker into a buyer.