Insurance costs?
Joined: Nov 2006
Posts: 3,754
Likes: 8
From: The US of A
Insurance costs?
Just received my insurance update, and am curious to see how others are doing on their new G. My premium is $458 every six months, and includes:
No drivers under 25, no tickets on my record (hello, V1 and traffic school...), and we live in Houston.
This doesn't seem unreasonable, but curious on what you guys are getting? These guys also have our homeowners insurance, so some discounts are included.
- PIP $25k: $21
- Liability $100k / $300k / $100k: $126
- Uninsured motorist $100k / $300k / $100k: $42
- Collision / Comp ($500 deductible): $257
- Rental $25/day: $12
No drivers under 25, no tickets on my record (hello, V1 and traffic school...), and we live in Houston.
This doesn't seem unreasonable, but curious on what you guys are getting? These guys also have our homeowners insurance, so some discounts are included.
Insured by the Gecko:
25 Year Old, prior accident (my fault), living in New York:
-Bodily Injury Liability ($100k/$300k): $234
-Property Damage Liability ($50k): $72
-Residual Medical Payments ($5k): $ .30
-Basic Personal Injury Propetction (opt-b/50,000/2.000wl): $152
-Uninsured Motorist ($100k/$300k): $39
-Comprehensive ($1k Ded/Full Glass): $235
-Collision ($1k Ded): $344
Total: $1078 for 6 months.
It's not that bad, considering my '93 Altima cost me $2100 per year for liability alone, back when I was 20.
25 Year Old, prior accident (my fault), living in New York:
-Bodily Injury Liability ($100k/$300k): $234
-Property Damage Liability ($50k): $72
-Residual Medical Payments ($5k): $ .30
-Basic Personal Injury Propetction (opt-b/50,000/2.000wl): $152
-Uninsured Motorist ($100k/$300k): $39
-Comprehensive ($1k Ded/Full Glass): $235
-Collision ($1k Ded): $344
Total: $1078 for 6 months.
It's not that bad, considering my '93 Altima cost me $2100 per year for liability alone, back when I was 20.
of course this is going to vary quite a bit depending on where you live.
I have 250/500/250
20K PIP
250/500 under and uninsured
comprehensive 500 deductible
and the usual other crap
for just around 386/6 months in St Paul, MN.
no tickets, no accident, married, 33.
Oh yeah, and that's $4/6month cheaper than 100/300/100 on my '02 Lexus IS300.
I have 250/500/250
20K PIP
250/500 under and uninsured
comprehensive 500 deductible
and the usual other crap
for just around 386/6 months in St Paul, MN.
no tickets, no accident, married, 33.
Oh yeah, and that's $4/6month cheaper than 100/300/100 on my '02 Lexus IS300.
Insured by Allstate:
33, no accidents, no tickets. My total premium for 6 months is about $295
* PIP $25k: $7
* Liability $250k / $500k / $250k: $92
* Uninsured motorist $250k / $500k / $250k: $45
* Collision / Comp ($500 deductible): $145
* Rental $15/day: $6
shuref00t, damn man that is some crazy high insurance, I don't miss those NY insurance rates one bit! I pay about $1100/year for the G and my wifes' 07 Passat Variant.
33, no accidents, no tickets. My total premium for 6 months is about $295
* PIP $25k: $7
* Liability $250k / $500k / $250k: $92
* Uninsured motorist $250k / $500k / $250k: $45
* Collision / Comp ($500 deductible): $145
* Rental $15/day: $6
shuref00t, damn man that is some crazy high insurance, I don't miss those NY insurance rates one bit! I pay about $1100/year for the G and my wifes' 07 Passat Variant.
Originally Posted by shuref00t
Insured by the Gecko:
25 Year Old, prior accident (my fault), living in New York:
-Bodily Injury Liability ($100k/$300k): $234
-Property Damage Liability ($50k): $72
-Residual Medical Payments ($5k): $ .30
-Basic Personal Injury Propetction (opt-b/50,000/2.000wl): $152
-Uninsured Motorist ($100k/$300k): $39
-Comprehensive ($1k Ded/Full Glass): $235
-Collision ($1k Ded): $344
Total: $1078 for 6 months.
It's not that bad, considering my '93 Altima cost me $2100 per year for liability alone, back when I was 20.
25 Year Old, prior accident (my fault), living in New York:
-Bodily Injury Liability ($100k/$300k): $234
-Property Damage Liability ($50k): $72
-Residual Medical Payments ($5k): $ .30
-Basic Personal Injury Propetction (opt-b/50,000/2.000wl): $152
-Uninsured Motorist ($100k/$300k): $39
-Comprehensive ($1k Ded/Full Glass): $235
-Collision ($1k Ded): $344
Total: $1078 for 6 months.
It's not that bad, considering my '93 Altima cost me $2100 per year for liability alone, back when I was 20.
Originally Posted by shawnost
... I pay about $1100/year for the G and my wifes' 07 Passat Variant.
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Hi All, this is my first post.
I have AAA insurance for both cars and home.
-Bodily Injury Liability ($100k/$300k): $113
-Property Damage Liability ($100k): $106
-Uninsured Motorist ($50k/$100k): $32
-Comprehensive ($1k Ded/Full Glass): $81
-Collision ($1k Ded): $224
$296.50 every 6 months.
I am 38, married, no accidents, multiple cars, and live in Sugar Land, TX.
I have AAA insurance for both cars and home.
-Bodily Injury Liability ($100k/$300k): $113
-Property Damage Liability ($100k): $106
-Uninsured Motorist ($50k/$100k): $32
-Comprehensive ($1k Ded/Full Glass): $81
-Collision ($1k Ded): $224
$296.50 every 6 months.
I am 38, married, no accidents, multiple cars, and live in Sugar Land, TX.
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