Originally Posted by Culture

In some cases, if you finance through the manufacturer, they may offer a lower rate if you get the Extended Warranty. Has anyone seen / heard that with Infiniti?

I'd like to use this as a bargaining chip this week...

Originally Posted by tagheuer

What I mean by dealerships pricing service cheaper to warranty companies is that by self insuring, you cannot set up the same amount for repairs like a warranty company can.

One claim can completely cover the cost of the warranty, and in most cases, two claims alone pays for the warranty. You make the assumption that a car is perfect and won't break down. An average car has 15k parts. lets say that it is 99.99% perfect. that still leaves you with 15 parts that aren't. The average repair bill is $300, so 15x300= $4500

I too would gamble that my car wont break down 15 times. But nothing is perfect. I would rather have the peace of mind knowing that I won't have to come out of pocket potentially thousands of dollars for a mechanical failure than attempt to get a measly 5% return on 1500. (which could evaporate in a milisecond, where your benefits are going to stay in effect for the entire time you purchased.

By the way, do you insure your car against a collision? You probably spend upwards of $2000 per year for that. Why wouldn't you want to insure your mechanical parts as well? For about $400 a year, you can cover yourself from mechanical failure (and by the way, your coverage cannot change, cannot be canceled, and cannot increase in cost) for the full term of the warranty....

For a dollar a day, wouldn't you want that peace of mind?

Originally Posted by Nissanfan84

I wouldn't expect a large concession on interest rate, but personally if someone told me they would buy a warranty if I could save them 50 basis points, I would do it...

Depends though, if you go into the finance office at buy rate, they wont be able to make a concession for you.