My brother is eligible for Plan D VPP which only allows purchases for himself and/or his spouse. If he were to purchase a vehicle, would he be able to transfer the title to me after a certain period of time? Are there any restrictions regarding VPP transfer?

 

He can co-sign the lease with you, then you can re-fi later on to remove his name from the title. I did that with my friend when I purchased my 2004 coupe a few years back, and I just refinanced through a credit union to come close to the IFS rate of 4.1% APR.

Some dealerships are cool and will just give it to you when you provide the number proving that your bro is eligible.

 

I had friends and relatives who were eligible for VPP pricing. The dealerships I spoke to actually gave me VPP pricing sheet on the vehicle I was interested in but said the person qualifying for VPP had to be on the title and contract. Rather than going through all the trouble of retitling the car and asking for favors, I just found the best price on the car which was only a few hundred more than VPP pricing and purchased it myself. It's somewhat hard to ask someone to co-sign on a $30K debit for a car unless it's close family.