Need help with leasing ASAP. Buying tomorrow.
#1
Need help with leasing ASAP. Buying tomorrow.
Is the interest rate variable depending on one's credit, or is it pre-set for everyone as long as one qualifies to lease? I'm buying a base '05 G35 6mt.
Can someone tell me how much my monthly payment will be?
- I've negotiated the price down to $31693.
- Not sure about the credit score, but have worked at Microsoft for 10 years and never missed a payment
- taxes in WA is 8.8%
- down-payment will be $4000
- 36 or 42 months lease.
Thanks!!
Can someone tell me how much my monthly payment will be?
- I've negotiated the price down to $31693.
- Not sure about the credit score, but have worked at Microsoft for 10 years and never missed a payment
- taxes in WA is 8.8%
- down-payment will be $4000
- 36 or 42 months lease.
Thanks!!
#3
Need few details...like MSPR on that car and residual, I've noticed that G35's residual been droping last couple of month, example, for 48mos on 06 coupe its at 40%, for 36 mos is at 45% and 05 coupe is at only 37% as oppose to 48% back in June.
Ok, lets play with number lil bit...assume MSRP is 36k, residual of 45% and 2460 toward of cap. reduction, (4k minus first payment, DMV fee of 300, 500 for acquisition fee and 237 tax on the down payment, you end up with only 2460, but those only guessing on my part) with 8.8% sales tax, assume your credit is great with M/F of 0.0018(4.32%) and with sale price of 31693, monthly payment is 482 for 36mos and 426 for 42 mos.
Wait...is it Coupe or Sedan? for sedan the residual is bit lower than coupe 41 vs 45% and MSRP is lower too, If is Sedan? assume MSRP is 34K with residual of 41% the payment for 36mos is 546 and for 42mos is 480...quite of difference!
Ok, lets play with number lil bit...assume MSRP is 36k, residual of 45% and 2460 toward of cap. reduction, (4k minus first payment, DMV fee of 300, 500 for acquisition fee and 237 tax on the down payment, you end up with only 2460, but those only guessing on my part) with 8.8% sales tax, assume your credit is great with M/F of 0.0018(4.32%) and with sale price of 31693, monthly payment is 482 for 36mos and 426 for 42 mos.
Wait...is it Coupe or Sedan? for sedan the residual is bit lower than coupe 41 vs 45% and MSRP is lower too, If is Sedan? assume MSRP is 34K with residual of 41% the payment for 36mos is 546 and for 42mos is 480...quite of difference!
Last edited by limeg35; 11-30-2005 at 10:37 AM.
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