Happy Birthday to me
#18
#19
#20
Joined: May 2005
Posts: 213
Likes: 0
From: Scarborough, Ontario
Originally Posted by God|ZIlla168
I think the no fault accident means is no fault of yours. Also you pay insurance monthly just so things like this will be covered.
On the other hand her insurance should go up snce it was her who caused the accident. I am no expert but I think that is how it works especially when there is a police report stating her fault.
On the other hand her insurance should go up snce it was her who caused the accident. I am no expert but I think that is how it works especially when there is a police report stating her fault.
#22
Happy Bday and sorry to hear about the G Been there and it SUX!!!
My fiancee's car has been in two accidents while the car was stationary ie. not her fault. One was a when she was at a stop light and a woman driving an Escalade was driving way too fast and braked late. Rearend minor damage, reported to insurance as woman's boyfriend wanted to play tough guy with the out of insurance settlement. This didn't impact her insurance and we just renewed with the incident on her record (I guess she was considered not at fault, shrug??...).
Second was her parked car hit by another "Gurl" who just reveresed right into it and took out the rear quarter panel and tail light. Settled out of insurance as Gurl's insurance was already high due to other "incidents".
With the police report and amount of damage you will have to go to insurance. Good luck.
My fiancee's car has been in two accidents while the car was stationary ie. not her fault. One was a when she was at a stop light and a woman driving an Escalade was driving way too fast and braked late. Rearend minor damage, reported to insurance as woman's boyfriend wanted to play tough guy with the out of insurance settlement. This didn't impact her insurance and we just renewed with the incident on her record (I guess she was considered not at fault, shrug??...).
Second was her parked car hit by another "Gurl" who just reveresed right into it and took out the rear quarter panel and tail light. Settled out of insurance as Gurl's insurance was already high due to other "incidents".
With the police report and amount of damage you will have to go to insurance. Good luck.
#23
Aww man, sorry to hear about this. Parking lots are really dangerous. Luckily, this accident involved cars only. That lady could have hit a child easily; I see parents let their kids RUN across the mall parking lot all the time. Her excuse about her high heels just blows me away. It's unbelievable how reckless so many drivers are these days. So many people are in a rush all the time. Some people actually make tailgating part of their driving routine. I see people on a daily basis brazenly break the law by not coming to a full stop and then just blowing past stop signs ahead of other drivers who had stopped first. Did I say people are in too much of a rush? The other day, I noticed each time through my rearview mirror when a different car had switched into my lane behind me the DRIVER WAS ON THE CELL PHONE!!! This happened with 5 different cars pulling-in behind me CONSECUTIVELY. C'mon folks, please don't use your cell phones while you're driving --- nothing can be that urgent.
At least your alarm did it's job. Had it not alerted you she might have even attempted to just drive-off. It was only recently I read on here that another local guy had his G hit and the person responsible took-off. There are really a bunch of bozos out there. This is all utter insanity. That's my rant for today.
By the way, Happy B'day.
At least your alarm did it's job. Had it not alerted you she might have even attempted to just drive-off. It was only recently I read on here that another local guy had his G hit and the person responsible took-off. There are really a bunch of bozos out there. This is all utter insanity. That's my rant for today.
By the way, Happy B'day.
#26
Originally Posted by alphabit
That kinda sucks that my insurance company has to cover the damage, although I am not paying anything, it would make me feel that much better to know that her ins rates would sky rocket and that her inc company would have to pay for all the damages.
I know I know, I'm just restating what dubbletrubble said .
#27
Originally Posted by THE ONE
The other day, I noticed each time through my rearview mirror when a different car had switched into my lane behind me the DRIVER WAS ON THE CELL PHONE!!! This happened with 5 different cars pulling-in behind me CONSECUTIVELY. C'mon folks, please don't use your cell phones while you're driving --- nothing can be that urgent.
One women behind me followed so close I couldn't see the hood of her car. When she put the phone down, she fell back by about three car lengths. When I looked next, she was on my but with her ear pressed to the phone.
Sorry if I'm thread-jacking!
#28
Joined: May 2005
Posts: 213
Likes: 0
From: Scarborough, Ontario
Update:
Ok, so I finally got a claim number and had my car towed to the collision center. The good thing is that the collision center at the Morningside Nissan dealership is one of the pro shops that my Ins company uses, so they can start work immediately on the car.
I spoke with the manager there and he advised me that they will replace the talil light, bumper and the rear bumper bar (not sure whats its called). However he said that they will not be replacing the rear quarter panel because there is not enough damage. Does this sound right to you?
BTW the estimate as of this afternoon is $2200.00 and counting. Sucks to be her insurance company.
Ok, so I finally got a claim number and had my car towed to the collision center. The good thing is that the collision center at the Morningside Nissan dealership is one of the pro shops that my Ins company uses, so they can start work immediately on the car.
I spoke with the manager there and he advised me that they will replace the talil light, bumper and the rear bumper bar (not sure whats its called). However he said that they will not be replacing the rear quarter panel because there is not enough damage. Does this sound right to you?
BTW the estimate as of this afternoon is $2200.00 and counting. Sucks to be her insurance company.