I got my G stolen 3 weeks ago .


I bought this car 8 months ago with 10 000 km so it wasnt brand new....The dealer offer to buy the remplacement value plan as i did. If they cant find the car after 30 days , are they gonna give a brand new G or an used 03 .??

 

Where do you live? Where was it stolen from? They will be giving you replacement value. Tell them you had lss km if you can but basically they will give you the cash to replace it based on the fact it is 8months old

 

i am from mtl .....so if i understamd they wil give the amount that i actually paid when i bought the car ( tax included ) .....thats great.It would be better if ill get the 05. I paid 45 000 $ ...what about inssurance? I asked a couple of friends and they told me that it wouldnt increase that much cause it wasnt my fault...

thanks for the information .!

 

Since the car was stolen, it shouldn't change your premium, but if you replace the '03 with an '05 the repalcement cost/value will be higher hence a little higher premium for the same coverage.
Replacement cost of your ride is very good to have, and on my policy it lasts for the first 2yrs, I believe, then lessens to a depreciated value.

If I understand you correctly, your have replacement cost coverage which means that the insurance will cover the original cost of the ride.
Therefore, for a little extra ,(whatever the price increases have been for the last 2 yrs) you can have a brand new ride for a little above what they give you.

Not a bad deal for the inconvenience.
C.