Finance?
Is this thread a joke? If you got money that's not tied up, why don't you use it to pay for your mods? Instead, you want to take an interest loan to pay for the mods? Unless your money in the bank earns you more interest than the interest from this loan, it makes no sense in doing this. If you want to build up a credit history without taking a hit on interest, why not get a 0% APR credit card as mentioned above and buy the mods? You basically have money to afford this mod and you'll only have to pay the monthly minimal for the term of the 0% APR. Once this term is up, pay in full the remaining balance. This way, you get to basically borrow money for free, get a credit history and buy the mod. I really hope this is what you ultimately do otherwise you should be banned from spending period.
Btw, I can give you a personal loan for 25% APR with your G35 as collateral. Deal?
Btw, I can give you a personal loan for 25% APR with your G35 as collateral. Deal?
quit lecturing him...he's not asking if he should finance or not and he's not asking how to sensibly improve his credit rating. The guys asked where he could finance something.
My advice: call your credit card companies and see if they'll raise your limit. Check w/ the forum vendors...some might have ways of financing your project.
My advice: call your credit card companies and see if they'll raise your limit. Check w/ the forum vendors...some might have ways of financing your project.
Registered User
Joined: May 2007
Posts: 20
Likes: 0
From: ARIZONA
If you have equity in your car you can go to a credit union and refinance the car and pull out 5 or 6k. 6k will cost you about 100 bucks a month. If your mid credit score is a 640 or better, you can usually get a decent rate and improve your credit history by refinancing because your paying off your original debt.
Joined: Aug 2005
Posts: 3,462
Likes: 2
From: orange county, ca
my credit score is 681 this is something i need to do, cuz i dont have much now, and i need the parts at the moment for upcoming shows, some people wouldnt know about that. but thanks for the help. ill try a few things lol.
Originally Posted by JdM_G35
my credit score is 681 this is something i need to do, cuz i dont have much now, and i need the parts at the moment for upcoming shows, some people wouldnt know about that. but thanks for the help. ill try a few things lol.
Registered User
Joined: Jan 2007
Posts: 155
Likes: 0
Originally Posted by JdM_G35
i dont own my own house.
Originally Posted by JdM_G35
id rather have it now and pay interest
Originally Posted by JdM_G35
this is something i need to do, cuz i dont have much now, and i need the parts at the moment for upcoming shows
Originally Posted by Moog
quit lecturing him...he's not asking if he should finance or not and he's not asking how to sensibly improve his credit rating. The guys asked where he could finance something.
Joined: Aug 2005
Posts: 3,462
Likes: 2
From: orange county, ca
im 22 im trying to build my future by having a nice position in a company im working at right now, so if i can afford to spend money on my car now, im damn well going to do so.
and i dont go to little dumb shows to impress whatever croud you hang out with, i play with the big boys.
MOOG- i wasnt saying that you dont know about shows, i know for a fact u, mark and ur crew know what it takes lol.
and i dont go to little dumb shows to impress whatever croud you hang out with, i play with the big boys.
MOOG- i wasnt saying that you dont know about shows, i know for a fact u, mark and ur crew know what it takes lol.
Joined: Aug 2005
Posts: 3,462
Likes: 2
From: orange county, ca
Originally Posted by 2EFNFAST
Impressing a bunch of acne-ridden tweeners at local show >
I'm not lecturing him about credit rating; it's like watching a train wreck in terms of financial sense. I'm sorry, but I just can't turn away......see my 3 above quotes....the absurdness it's just too funny reading, especially when he talks about how he needs to be F/I'd right now since he doesn't have anything else (I wonder why?)
I'm not lecturing him about credit rating; it's like watching a train wreck in terms of financial sense. I'm sorry, but I just can't turn away......see my 3 above quotes....the absurdness it's just too funny reading, especially when he talks about how he needs to be F/I'd right now since he doesn't have anything else (I wonder why?)
what do u mean i dont have anything else? like my own house? i dont need my own house right now, stop being a fkin douche and dont post here i dont need your opinion on what you THINK i should do.
