Well its not something I wanted to do, but it happened. Never thought it would happen to me. Was at a redlight when out of nowhere this Titan comes crashing into me. Didnt see him coming b/c was fumbling with the radio. Estimated damages so far are around 9500, but the body shop said there may be a further $5000 in damages. What sux is that the other guys insurance only covers up to 10,000 and the rest would have to be covered by my insurance.

Does anyone have any experience in insurance when the other parties doesnt cover the full amount. It doesnt' seem fair for my insurance to pay up and have the possibility of making my premium go up on my insurace.

 

A few more for ya.

 

better go ahead and get that back glass out of there. The tint wont hold tomorrow in the sun. It will be laying in the back seat. Sorry that happened to you. Where are you from. If your on the east coast, I would be interested in buying it from you.

 

He only had $10k in insurance. That seems low, I thought you had to have more than that.

 

^ I dont know you with that avatar.

 

wheels for sale?

dude that looks totalled

 

So far its not totalled. Louisiana law only requires you to carry a minimum of 10k property and 20k liability. Def do not want car after gonna part it out later and get something else. Some stuff will be:

Wheels, Brembos, DD with eclipse avn5435, vortech s/c with polished plenum and 1/2" spacer, HKS Ti exhaust. Retrofitted projector lights. Need to contact my insurance tomorrow

 

i made a thread of G wrecks your more the welcome to post on there..someone else had a similar kind of accident you might wanna see how he handled it

 

Well at least you got hit by a Nissan and not by some silly mazda truck or something?

 

clear tail lamps are ricey.

 

how did you find out about the 10k?

 

Oucchh... John sorry to hear about this bro. The nissan that hit you since its at fault should have to cough up the amount of your repairs? GL though.

 

Possibly, your 'uninsured' coverage might cover the difference.
Not sure how under-insured claims work, but your insurance co may try to get back what they had to pay out on your behalf.
Maybe with a lawsuit with that guys insurance co. or from him personally or just absorb the difference with your uninsured coverage.
Probably depends on the $$ amount and if it's worth pursuing legally.

This shouldn't be your problem. Your Ins Co should handle all this stuff between the other party.
Shouldn't raise your rates b/c it wasn't your fault.

Let us know what your ins co says. I'm curious what happens in under-insured situations like this.

 

you live in new orleans?

 

Bro, that sucks so bad!!! I hope you are ok

I really love the "crunch" look! How much did it cost you?

-Sean