vandalism shouldn't have a deductible depending on your carrier

 

I think it depends on what coverage you buy. My comp & collision both have a $500 deductible.

 

Mine is ZERO for both...

Love it!

 

LOL! I should probably shell out more for insurance, hahaha.

 

Im soooo happy and lucky that i park my car in a garage every night.... I h8 to hear when stuff like this happens...

 

Sucks to hear... Haters out there, what can you do. Atleast it wasn't stolen? That's the bright side.

 

That sucks!! U should ice pick them in the head.. lol

 

^ not in the head in the freakin ****

 

Hey, you'd be surprised how many guys would like that XD

 

Just came home to find my rear window bashed... 2 times in 4 months?? ..........

 

that would suck some serious a$$

 

Comp and collision doesn't mean full coverage, you still have policy exclusions that could potentially apply plus there is more you could add like umpd which is uninsured motorist or underinsured or rental, injury or medpip. Some policies comp is a specific named peril meaning only that named is covered while others are simply anything other than collision. Vandalism falls under the comp portion of your policy. Insurance is confusing so make sure you ask questions and not assume what coverage you might have so there are no surprises when a claim does come along.

 

Oh and you select your deductible so everyones are different, the most common is 500 but you can differ your comp deductible from your collision, but a deductible is discussed when you purchase your policy and impacts your premium. The higher deductible you take on the less your premium because you assume more risk when you are responsible for more deductible. Hope this helps

 

Sorry to hear about this, it always sucks when people mess with others stuff. I hope you get it all figured out.

 

I mean this in a genuine way but .. did you upset people off in the past? Or do you really think it may just be haters or juveniles? I had my car vandalized before, after that we installed cameras all over our house and mainly near the curved driveway and front walk way/garage area full infrared etc.

Well then again it wasn't just my car but my house too- turns out it was just haters and kids I knew when I was younger who I personally never had beef with but they just liked to hate or something.

Good luck man, hope you get this stupid issue resolved, I feel your pain believe me.