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G35 & G37, Coupes & Sedans

Breakdown insurance advice

Old Apr 12, 2013 | 04:00 AM
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Breakdown insurance advice

Hey all.
I recently purchased an 04 g35x. Everything is in great shape. I am seeking your opinion on MBI (Mobile breakdown insurance). The car only has 59,000 miles, and was well taken care of. I have the option to purchase breakdown insurance for 1950 dollars which would cover the car for three years/60,000 miles with a 200 deductible. Do you feel like this is a good value? What are some of your experiences repairing your vehicles from the 60,00 to 120,000 mile interval, or 9 year to 12 year intervals?

Thanks for your input all, you are appreciated.

ETA - Insurance includes motor, suspension, transmission, ac, steering, breaks (non maintenance), major electrical, drive train components. - it doesn't include interior electronics like windows and audio, fuel delivery, or engine cooling
 

Last edited by SeekerofTruth; Apr 12, 2013 at 04:22 AM.
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Old Apr 12, 2013 | 10:14 AM
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I got a $0 deductible on my '04 with 124K for $2K last December. I've already recouped about 75% of what the warranty cost... For me it has been a good thing. I only got 2 year/24K, but at the rate things are going I may get double or triple out of the warranty. I'm considering a standing monthly appt. at my dealer.
 
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Old Apr 12, 2013 | 10:36 AM
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If your '04 is in good shape and the service was done for it 50K miles I wouldn't waste almost $2K on any after market warranty. If you really intend to buy a warranty only buy a Nissan/Infiniti warranty, the cost is negotiable. After market warranty company's will do everything they can not to pay for service, I've seen that too many times!
Gary
 
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Old Apr 12, 2013 | 01:23 PM
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Thanks for your input!
kjchevy: What kind of repairs have you had to do so far?
 
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Old Apr 12, 2013 | 04:15 PM
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MAF, Valve cover gaskets, cat, airbag, and more I can't think of at the moment.... i've been in a loaner for a total of 10 days in the last 3 months. At least I get to drive a nice 2012 G37x from time to time. I know it's a risk with a high mileage car, but this one was in such great shape inside and out it seemed like a reasonable gamble. Turns out I have the same luck with cars I do at the blackjack tables. Just keep handing my money over. After my experience with a Maxima I really thought I would be getting a better car than it seems to be. Should have gone with another Maxima or the Acura I was looking at. Oh, well, we all know what they say about hindsight. Now to make the best of what I have.

What's interesting is I used to sell cars (and extended warranties) and I would touch one with a ten foot pole. Don't know what made me buy this time, but so far it looks to be a good decision. They haven't argued about anything that is listed int he coverage and the $0 deductible is really nice. I would rather the car not have issues, but if it's going to at least so far I've gotten the majority of things covered and started recouping the price of the warranty.
 

Last edited by kjchevy3; Apr 12, 2013 at 04:20 PM.
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