I don't know how you all have reduced insurance rates. I got doubled up in my insurance. Next year I'll have to look for another affordable one since this one is insane.

mine is 240 a month......? nationwide im 19 years odl if that has anything to do with it

Where is my Mrev? You got my money....

It usually will depend on what's on your car. I've actually taken a close look to see what makes mine up. Basically, you will get reduced (less expensive) if you have: antilock brakes, airbags (the more, the merrier), alarm, vehicle disabling (something where the car won't start unless you have the electronic key thingie), etc. So, from what our cars already comes with, it makes it inherently cheaper stock. That's why if you add lojack (sp), it will reduce the rate some more. My car was actually about the same as my 92 Isuzu Rodeo (go figure), although it was 4WD.