How much do you pay for your G35 Coupe insurance?
#16
06-07-2004, 10:34 AM
#17
06-07-2004, 10:40 AM
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#20
06-07-2004, 11:18 AM
Re: How much do you pay for your G35 Coupe insuran
$900/yr in Charlotte, NC. I was paying $2200 when I first moved here from Chicago (driving a S-10 and then an Accord), and then that same company tried to raise to $2600 even though my record did not change. I bought the G and I switched to Allstate and it went down to $900/yr.
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06-07-2004, 11:38 AM
#23
06-07-2004, 12:27 PM
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Re: How much do you pay for your G35 Coupe insurance?
I use NJM but there alot of variables that go into my rate being so low for being so young and being in NJ.
a) I have no moving violations on my record...ever.
b) I got my license before the "probationary 2 points" started
c) My credit score is so close to perfect (last it was checked I was in the 790's, before I bought the G)
d) My parents insure all of their cars (5) on NJM, when I applied for my own policy, this greatly helped
e) I'm now part of the NJ "safe drivers" tier, which dropped my insurance from 2100 to 1600
2003.5 G Coupe premium. 6MT Black/black
Come join the G35Driver chat on EFnet. Channel name is #G35Driver. Catch me on aim (Xtreme03s10) if you need help setting up mIRC.
a) I have no moving violations on my record...ever.
b) I got my license before the "probationary 2 points" started
c) My credit score is so close to perfect (last it was checked I was in the 790's, before I bought the G)
d) My parents insure all of their cars (5) on NJM, when I applied for my own policy, this greatly helped
e) I'm now part of the NJ "safe drivers" tier, which dropped my insurance from 2100 to 1600
2003.5 G Coupe premium. 6MT Black/black
Come join the G35Driver chat on EFnet. Channel name is #G35Driver. Catch me on aim (Xtreme03s10) if you need help setting up mIRC.
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06-07-2004, 01:25 PM
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06-07-2004, 01:25 PM
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#26
06-07-2004, 01:38 PM
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Re: How much do you pay for your G35 Coupe insuran
For everyone who is stating "full coverage" - That term is way to broad, and means many different things to different people.
It is impossible to compare premium and coverage with someone who doesnt live in the same territory as you. Premium and coverage options vary from zip code to zip code and are drastically different from state to state.
The most impotant items are:
1) Limit of Liability
2) Physical damage deductible
3) Ancillary coverages such as full glass, rental reimbursement, Uninsured motorists...etc...
4) A financially solid A.M. Best rated "A" or better carrier.
-I have a $500,000 limit of liability
and every coverage available at it highest limit.
-$500 Physical damage deductibles w/full glass
I am paying $3600 annually for my 2004 Infiniti G35 Coupe and a 2004 Nissan Pathfinder.
I live in territory 75 - New York.
My wife and I have perfect driving records and are claim free.
04 G35C DG AT
Prem Aero Perf RSG CC
2004 Pathfinder for the family
It is impossible to compare premium and coverage with someone who doesnt live in the same territory as you. Premium and coverage options vary from zip code to zip code and are drastically different from state to state.
The most impotant items are:
1) Limit of Liability
2) Physical damage deductible
3) Ancillary coverages such as full glass, rental reimbursement, Uninsured motorists...etc...
4) A financially solid A.M. Best rated "A" or better carrier.
-I have a $500,000 limit of liability
and every coverage available at it highest limit.
-$500 Physical damage deductibles w/full glass
I am paying $3600 annually for my 2004 Infiniti G35 Coupe and a 2004 Nissan Pathfinder.
I live in territory 75 - New York.
My wife and I have perfect driving records and are claim free.
04 G35C DG AT
Prem Aero Perf RSG CC
2004 Pathfinder for the family
#27
06-07-2004, 01:40 PM
Re: How much do you pay for your G35 Coupe insurance?
I'm 24 in maryland, I was paying $1600 a year for full coverage with traverlers. I've been in 4 accidents with my previous car none of which were my fault, 3 happend in parking lots when I wasn't even moving, I wasn't even in the car for 2 of them. I got a 1 point speeding ticket about 2 months ago for going 10 mph over, now the only point on my record, and I just recieved a certified letter last week saying my insurance was going up 25%! Traverlers is still, by far, the cheapest insurance co. for me though. I've checked with about about 5 different insurance companies gieco, state farm, liberty mutual, and 2 others and the second lowest quote I got was over $3000 / yr, the highest was around $5000 / yr and that was before I got the ticket!
The funny thing is calling these phone reps for insurance companies, getting a quote and telling them thats double what I pay and still seeing them try to sell me their insurance. The lesson here is there is little logic that goes into insurance calculations. It's all based on statistics computed individually by the different companies so you really do just have to call for yourself to find out who's gonna give you the best price.
The funny thing is calling these phone reps for insurance companies, getting a quote and telling them thats double what I pay and still seeing them try to sell me their insurance. The lesson here is there is little logic that goes into insurance calculations. It's all based on statistics computed individually by the different companies so you really do just have to call for yourself to find out who's gonna give you the best price.
#29
06-07-2004, 02:51 PM
Re: How much do you pay for your G35 Coupe insurance?
My deductible is $1k ..
Im using Liberty Mutual.
By the way my credit score is 730. Im 18yrs too..I pay all my bills on time, everytime..
I think the G35 helped my credit cuz ive been paying for it.. I just got an American Express Card last week and they gave me a $5k Limit.. I was like DAMN, im 18, and i can get that!
All my friends got $300 limit capitalone cards.lol
Im using Liberty Mutual.
By the way my credit score is 730. Im 18yrs too..I pay all my bills on time, everytime..
I think the G35 helped my credit cuz ive been paying for it.. I just got an American Express Card last week and they gave me a $5k Limit.. I was like DAMN, im 18, and i can get that!
All my friends got $300 limit capitalone cards.lol