So is that what most insurance companies do just cut a cheek based on their estimate? So when I get this check I am free to do whatever with it? (order a nismo bumper get it painted and installed) and I'm assuming the will pay for a rental car

 

yep, they will cover any medical or rental expenses and give you a check for the repair costs.

 

You know Platelock, if this guys insurance company gives you any **** turn the whole thing over to your insurance company....that is what you pay them for! This won't affect you premiums at all, it's their job. You'll need a few written estimates to give his insurance company, visit high-end shops so you'll have enough left over for clear sides and an exhaust system. By law you can have any body shop you want do the repairs! Good Luck!
Gary

 

a bad day can actually accumulate to a good day after you get a freshly painted bumper

 

Sucks that happened right after you detailed it. But hey, SC 2 is worth it .

 

+1 about gettin new front !

 

what a bummer. +1 for the nismo!