Need advice~~Insurance company wants to total my baby G35 :(
#16
I feel the 19k (before tax+prior damage) sounds reasonable, since I paid 19.5k(before tax) 6 months ago. just the prior damage cost sounds fishy to me
#20
What is this prior damage? If they say it's 2.3k, did you calc it that way when you bought the car too? Or is prior damage from when you owned it the 6 months?
#21
Registered User
iTrader: (10)
Wait a minute, you were hit by another individual and the accident was his fault....right? You have an insurance company, let them know you want your G fixed plus you want $$ for the decreased value of your car. Hope you're not trying to deal with his insurance without your insurance representing you! Get your LR coupe fixed by his insurance company and don't back off cause you'll never find a replacement....Gary
#22
Wait a minute, you were hit by another individual and the accident was his fault....right? You have an insurance company, let them know you want your G fixed plus you want $$ for the decreased value of your car. Hope you're not trying to deal with his insurance without your insurance representing you! Get your LR coupe fixed by his insurance company and don't back off cause you'll never find a replacement....Gary
But my insurance company telling me as long as the car current value<(repair cost+savage value), my car will be totaled, regardless whose fault is it.
#23
I was being honest telling them I created these damage when they asked me the same questions. But I didn't expect them to give me a 2.3k estimate. I can just paint them myself with couple hundred $
#24
#27
Although your mileage is super low - $18,500 is a really good offer IMHO. Insurance providers base their settlements on the Actual Cash Value of your vehicle at the time of the loss - they really couldn't care less what you paid for the car a year ago.
I know its sh!tty to have to go through, but $18,500 is a good chunk of change to play with. Apart from the mileage, I'm sure you'll be able to find something somewhat comparable and then still have some money left over to buy some decent goodies.
I know its sh!tty to have to go through, but $18,500 is a good chunk of change to play with. Apart from the mileage, I'm sure you'll be able to find something somewhat comparable and then still have some money left over to buy some decent goodies.
#28
I would take the money, go get another G and cancel that ins co and go find a better one. Honestly I agree with the statements above regarding vehcle damage and worth.... if someone does a carfax on it some day you may end up loosing more the older it gets.... just my thoughts. Sucks man! Good luck
#29
I guess if you can substantiate a higher value, keep pressing them, otherwise, you're SOL.
I lost a few gran on trading in a clunker (2011 kia optima sx) that was barely 5 months old with 3K miles. The car would not track straight. Driving it on the highway was extremely tiresome. After numerous shop visits, i explored lemon claims, but given the age and mileage, there'd be a reduction. In the end, the reduction was about the same as the loss I took. Lesson learned.
In the end, since it sounds like it was a company car on company business that hit you, you may be able to collect the difference in small claims by suing them (the company).
I lost a few gran on trading in a clunker (2011 kia optima sx) that was barely 5 months old with 3K miles. The car would not track straight. Driving it on the highway was extremely tiresome. After numerous shop visits, i explored lemon claims, but given the age and mileage, there'd be a reduction. In the end, the reduction was about the same as the loss I took. Lesson learned.
In the end, since it sounds like it was a company car on company business that hit you, you may be able to collect the difference in small claims by suing them (the company).
#30
Well assuming ur vehicle is fully loaded, trade in value on KBB with my zip is 17,200 and retail value is 22,500. Seems like theyre sorta meeting u in the middle with 19,000...What u have to understand is insurance companies could care less about what u paid for the vehicle, they go by what its currently worth... with 19k im positive u can find something similar, its just a hassle to be car less