best advise yet (but then again we all know this). still going for the speakers and amp though. thanks

 

Money is the plural of money, not moneys. Use part of the refund to buy a dictionary. By the way, mr pink is right. If you are getting a $4,500 refund, you are paying too much in withholding or estimated tax payments during the year. There aren't enough refundable credits to get you a $4,500 refund withhout putting anything in. You're CPA isn't doing you any favors.

 

This years tax return: SUPERCHARGER

Next years tax return: RIMS

 

see the following @ websters online:

Main Entry: 1mon·ey
Pronunciation: 'm&-nE
Function: noun
Inflected Form(s): plural moneys or mon·ies /'m&-nEz/
Usage: often attributive
Etymology: Middle English moneye, from Middle French moneie, from Latin moneta mint, money -- more at MINT
1 : something generally accepted as a medium of exchange, a measure of value, or a means of payment: as a : officially coined or stamped metal currency b : MONEY OF ACCOUNT c : PAPER MONEY
2 a : wealth reckoned in terms of money b : an amount of money c plural : sums of money : FUNDS
3 : a form or denomination of coin or paper money
4 a : the first, second, and third place winners (as in a horse or dog race) -- usually used in the phrases in the money or out of the money b : prize money <his horse took third money>
5 a : persons or interests possessing or controlling great wealth b : a position of wealth <born into money>
- for one's money : according to one's preference or opinion
- on the money : exactly right or accurate
[money table]

based on the above, you CLEARLY didnt read what i wrote or was just too dumb to understand it. i wont write it again.

what was so hard to understand about what i wrote? how can you make such a bold statement like this? does what you say above apply to almost 300 million americans? oh....ok....im sorry....you must know it all.

im sorry, do you know my CPA? i dont think i need to prove this to you.

i'll tell what...I'LL buy YOU the dictionary. it's on me. always ready to lend a helping hand to the ones who 'KNOW IT ALL'.

do me a favor and yourself for that matter, please avoid confrontations like this by simply NOT REPLYING to a post, if YOU ARE GOING TO SAY SOMETHING STUPID.

 

I apologize for the grammer correction. In regard to your refund, I am a CPA, and the IRS doesn't generally give out $4,500 unless you gave it to them first, either through withholding, estimated taxes, prior-year overpayments applied, NOL carrybacks, etc. For example, if you had a loss this year, your accountant can carry back the loss and get you a refund of taxes paid in a prior year. But you paid those taxes in a prior year. The only exceptions are refundible credits, which are usually only available to low wage taxpayers, e.g. the child tax credit and the earned income credit. If your CPA got you a $4,500 refund with no payments of any kind ever being made to the IRS, then you might want to find a good lawyer, because the IRS will come a knockin'.

 

i really want to add the above with a good amp and sub. i want loudness yet clarity. what would you recommend jayco. or should i go lurk around the audio threads. thanks