Lease prices
#16
05-01-2005, 03:22 PM
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#17
05-01-2005, 09:17 PM
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#18
05-02-2005, 10:35 AM
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Originally Posted by mc2
so? he signed a piece of paper saying he agreed to everything that was on it. because according to your train of thought that signature essentially means nothing.
#19
05-02-2005, 11:07 AM
definately a bad deal.
search on these boards and you will find ppl with much less on lease
bottomline:
if leasing your ball park should be $430 to 600 max.
and if financing $600 plus...
you will be better of going and taking a finance plan and owing the car in 48 to 60 months... and you will be paying less than what you are paying on your lease...
and what the hell is a rent charge!!!
search on these boards and you will find ppl with much less on lease
bottomline:
if leasing your ball park should be $430 to 600 max.
and if financing $600 plus...
you will be better of going and taking a finance plan and owing the car in 48 to 60 months... and you will be paying less than what you are paying on your lease...
and what the hell is a rent charge!!!
#20
05-02-2005, 12:03 PM
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man, i thought i got a bad deal when i got my 05 coupe(msrp 37400, 15k miles) for 2000 down 480/month for 48 month, they ripped you off even more. with no money down close to 800/ month u can lease an 05 m3. but like my friend told me, if u signed the deal, there is no reason for looking back and feeling regret about it, you might as well get you money's worth and go out and enjoy the car. in another word beat the sh*t out of the car.
#21
05-02-2005, 02:57 PM
Originally Posted by sales
You're an idiot.... by your train of thought, I could buy illegal drugs as long as the price was fair, and I signed for it. Prior to the sale, laws were broken, I assure you. He was conned! Understand that. And just so you know, its not my "train of thought" it's the history of law. A contract obtained under fraudulent/deceptive sales practices will not hold. Do some research.
And btw, buying drugs is illegal, buying car is not. So really, there's nothing wrong with my train of thought. If it were so easy everytime somebody signs a contract and decides they arent happy with the agreement they'll just back out.
Whatever though. I dont need to argue with a jackass like you who's not mature enough to have someone disagree with them without getting all pissy. Sorry I pushed your PMS over the edge.
Later.
Last edited by mc2; 05-02-2005 at 03:00 PM.
#22
05-02-2005, 03:42 PM
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Wow man, i didnt lease a g35 but i think you should have gone over your paperwork and your options a little more before you decided you'd pay 780/mth on the car. This mysterious rent charge is crazy. In your own opinion would you say your a pretty easy guy who gets walked on alot? Im not just talking about cars but just in your life?
#23
05-02-2005, 03:47 PM
On the Brighter Side
Most Infiniti leases are closed end leases....honestly if you have the money to pay this monthly by 48 months you will be done paying off your car...At the end of the term you can keep the car and re sell it. By then you will have most of your car paid off and you can turn around and sell it.
#24
05-02-2005, 03:53 PM
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#25
05-02-2005, 04:24 PM
#26
05-02-2005, 04:59 PM
Originally Posted by ObsidianG
Most Infiniti leases are closed end leases....honestly if you have the money to pay this monthly by 48 months you will be done paying off your car...At the end of the term you can keep the car and re sell it. By then you will have most of your car paid off and you can turn around and sell it.
Rent charge is basically the lease equivalent to loan interest. It's calculation is supposedly based on your "Money factor," which is specific to the lending institution, your credit rating, and certain parameters of the lease. Google "Money factor" to see how it relates to rent charge, as it's not nearly as intuitive as you would think. The calculations of course are seldom if ever written down. I can say that with a score of 780, you clearly got screwed on the rent charge. I would say that and the service plan accounts for most of the padding here. Check all your numbers very carefully. If they severely low-balled your back-end residual, Obsidian may be right, and you could re-coupe some of your vested equity in the end. A small consulation, but learn the lesson and be an informed consumer.
Given your numbers, I would look very seriously into "Gap" coverage on your insurance. You're going to be upside-down for most of your lease-term, and the only way to make this worse is to total the car and still have to make payments. Talk about "Ouch"
#28
05-02-2005, 06:32 PM
Originally Posted by Macgyver
Not entirely true. The residual value of the vehicle + Turn-in/Payoff fee, is the "Balloon payment" due upon lease end if you opt to buy. The excessive rent charge paid and the financed "Service plan" is lost ($12,000).
Rent charge is basically the lease equivalent to loan interest. It's calculation is supposedly based on your "Money factor," which is specific to the lending institution, your credit rating, and certain parameters of the lease. Google "Money factor" to see how it relates to rent charge, as it's not nearly as intuitive as you would think. The calculations of course are seldom if ever written down. I can say that with a score of 780, you clearly got screwed on the rent charge. I would say that and the service plan accounts for most of the padding here. Check all your numbers very carefully. If they severely low-balled your back-end residual, Obsidian may be right, and you could re-coupe some of your vested equity in the end. A small consulation, but learn the lesson and be an informed consumer.
Given your numbers, I would look very seriously into "Gap" coverage on your insurance. You're going to be upside-down for most of your lease-term, and the only way to make this worse is to total the car and still have to make payments. Talk about "Ouch"
Rent charge is basically the lease equivalent to loan interest. It's calculation is supposedly based on your "Money factor," which is specific to the lending institution, your credit rating, and certain parameters of the lease. Google "Money factor" to see how it relates to rent charge, as it's not nearly as intuitive as you would think. The calculations of course are seldom if ever written down. I can say that with a score of 780, you clearly got screwed on the rent charge. I would say that and the service plan accounts for most of the padding here. Check all your numbers very carefully. If they severely low-balled your back-end residual, Obsidian may be right, and you could re-coupe some of your vested equity in the end. A small consulation, but learn the lesson and be an informed consumer.
Given your numbers, I would look very seriously into "Gap" coverage on your insurance. You're going to be upside-down for most of your lease-term, and the only way to make this worse is to total the car and still have to make payments. Talk about "Ouch"
i'm going to guess the salesman played the "how much can you afford each month" game when working up this deal.
#29
05-02-2005, 06:48 PM
#30
05-02-2005, 07:04 PM
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Originally Posted by mc2
And you're obviously horribly intelligent since I can tell you have the ability to carry on a decent conversation without calling someone an idiot because he doesnt think the same thing as you do. Sorry I posted my thoughts in this forum. I shouldn't try to disagree with somebody as smart and knowledgeable as you. ****ing jackass. Get off youre ****ing high horse and lick my ***** and stop thinking youre better and smarter than anybody you ****ing condescending *****.
And btw, buying drugs is illegal, buying car is not. So really, there's nothing wrong with my train of thought. If it were so easy everytime somebody signs a contract and decides they arent happy with the agreement they'll just back out.
Whatever though. I dont need to argue with a jackass like you who's not mature enough to have someone disagree with them without getting all pissy. Sorry I pushed your PMS over the edge.
Later.
And btw, buying drugs is illegal, buying car is not. So really, there's nothing wrong with my train of thought. If it were so easy everytime somebody signs a contract and decides they arent happy with the agreement they'll just back out.
Whatever though. I dont need to argue with a jackass like you who's not mature enough to have someone disagree with them without getting all pissy. Sorry I pushed your PMS over the edge.
Later.
Regardless...I'm not going to get into a pissing match with you. If you had anything great to offer it probably would have came out already. Contracts are concrete if they are orginated properly -- nobody is arguing that. Given the facts -- something is serious wrong with this sale/lease, and I promise you that somewhere tonight, there is a salesman, sales manager, and finance manager that are going to lose sleep wondering if this one lease will ever catch up to them.
Take care.
