Just wondering since some of you probably put $5-15,000+ in your cars.
do you let your insurance company know about them and pay the extra premium's? putting 10,000$ of mods in your car then getting it totaled without it being insured would not feel good

 

I have about 38k in mods and no I dont. I should but I dont.

 

He meant 3.8K right?

or maybe not....

 

No doubt he meant 3,800.
If it's 38,000...then I'd be wondering if he's hitting warp 10 yet or not.

 

he meant 38k, APS TT is worth well more than 3.8

 

He's got a TT....so that's about 5-10k right there...plus he's got rim's, body kit, and god knows what else....

I don't know if he's really spent $38k, but he's definitely spent more than 3.8k.

 

38k
Custom Kenstyle front bumper to fit intercooler
Kenstyle rear bumper INGS skirts
Seibon CF hood
INGS spoiler
Custom vented fenders w/ polished cross bars
Color modded/matched headlights


Engine:
APS Twin Turbos with custom grind cams
SSV intake manifold
Color matched valve covers
Color matched battery covers
Pi-thon clamps and fluid covers
Samco hoses including Vacuum
Polished front motor cover
JWT Clutch/Flywheel
NX Intercooler system with bottle opener and purge
Test pipes
Custom Greddy EVO exhaust
JDM right hand battery cover
Suspension:
Asanti AF=112 20x10 20x8.5 Chrome lip with a black face
D2 coilovers
Cross drilled/slotted rotors

Interior:
Custom Gauge consoles
Boost,Oil pres,Water temp & Oil temp gauges
Interior wrapped in Blue Sparco suede
Sparco blue suede shift ****
05 pedals
JDM Custom painted main console and center console

I.C.E:
Kenwood DD 7017
Modded NAV Screen
MB Quart 12's mids/highs and Amps
Stinger wiring
Custom tubbed fiberglass trunk
Custom fiberglassed deck lid with two 8in lcd's
Custom center console with Xbox

 

^^that's a $hit load of mods!!!

and the only thing i'd ensure would be my rims, but Allstate said they dont insure rims

 

im with statefarm... before i started moding my g i went to my agent to talk to him regarding aftermarket parts. he told me as long as i provide receipts and pictures of it installed on my g, it will all be covered if i get into an accident or if my g gets stolen. i asked if i needed to pay any extra premiums, he said i didn't have to.

 

i just put all my receipts in a folder and make a copy for my agent...did that with my last car and when the dealer blew my car up in an accident they reimbursed me from everything from my new tires to my nitrous bottle...paid 8 grand for parts and got back 8 grand plus the cost of a new car

 

Master!!!!!!!!!!!!
Teach me

 

i should but i dont

 

If you are adding to your car such as amps, subs, etc., then do it. If you're replacing parts such as wheels and bumpers, you may not have to since OEM G parts are generally more expensive than aftermarket.

 

I paid the extra premium for my aftermarket wheels. I am with Mercury and for $2500 in wheel coverage the premium is $25 for 6 months or $50 per year. In hindsight it is probably a waste of money based on the cost of the OEM wheels.

 

No real point in getting coverage on wheels. OEM ones are 900.00 each plus tires.