What are you paying for insurance?
The G35 is going to be higher than most cars for a couple of reasons. It's more expensive to repair than the average car and it's a performance vehicle with 280+ horsepower. On the positive side, it is a very safe car. I had a 2007 Mazda CX-7 with the same coverages as my 2005 G35 but it also had gap coverage (lease) and it was cheaper by about $150 a year even though it was 2 years newer.
i pay 1200 every 6months with geico, full coverage, 2 cars (05 g35 sedan 6mt, 09 corolla S) 22male, married, house but not on same company. Clean driving records and live in baltimore zip code which raises it. and oh yeah, $50 deductibles!!! why??? didnt i say i live in baltimore? home of the worst drivers second to only a couple states. wife drrivers corolla 8 miles round trip 5 days/wk, i driver the g 50miles round trip 5 days/wk.
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Joined: Oct 2008
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I'll quote myself for those who insist on posting their premiums.
There is no point in comparing rates.
No one is going to have the same rate because it's all based on the individual. We all have different accident/motor vehicle records, different ages, different credit, different locations, different cars, different lines of insurance, different occupations, different number of cars, different uses for cars, etc.
...I can go on all day. Just pay your bills and be a safe driver. This is the best way to keep YOUR rate the lowest YOU can qualify for.
No one is going to have the same rate because it's all based on the individual. We all have different accident/motor vehicle records, different ages, different credit, different locations, different cars, different lines of insurance, different occupations, different number of cars, different uses for cars, etc.
...I can go on all day. Just pay your bills and be a safe driver. This is the best way to keep YOUR rate the lowest YOU can qualify for.
Difference in price between cars differs from company to company. It's based off the average amount of claims paid on that that particular vehicle insured by that particular company within the 6/12 month term.
MSRP really doesn't make a difference. I've had the same client insure a 1999 Honda Civic and a 2004 Honda Civic and the older car was more expensive to insure.
MSRP really doesn't make a difference. I've had the same client insure a 1999 Honda Civic and a 2004 Honda Civic and the older car was more expensive to insure.
No company will ever promise you a lower rate at every renewal. NONE. At the same time, no company can promise you that your rate will stay the same or that it will go up. ALL companies have rate increases and rate decreases. This is based off repair costs, claims paid, etc. As you stated, there are many variables involved.
If your company goes through a rate increase, this does not mean all companies are going through the same thing. So yes, shop around and see what else is out there. There might be a company that's been writing good risks and are able to offer you a better rate AT THAT TIME.
Realistically, the true value of a company is measured by overall customer experience. Finding an agent that's going to take care of you is the best advice I could give.
If your company goes through a rate increase, this does not mean all companies are going through the same thing. So yes, shop around and see what else is out there. There might be a company that's been writing good risks and are able to offer you a better rate AT THAT TIME.
Realistically, the true value of a company is measured by overall customer experience. Finding an agent that's going to take care of you is the best advice I could give.
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Joined: Mar 2009
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From: Sunnyvale, CA
nicely done. You know, if you find the thread so ridiculous, you can always just... not partake.
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Joined: Oct 2007
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Comparing rates is like comparing ***** sizes. It's just one of those things that everyone is curious about. I don't think this thread was meant to be taken as seriously as this:
You live in Miami, that's why? People there drive like they own the road and some 50+ dudes in their Ferrari doing 50mph on freeway is very common.
Unless you've got oogles of points on your license, $300 a month is pretty high no matter where you live. I would suggest finding another agent and/or insurance provider. Don't just go to a provider-specific agency, find a local company that deals with multiple providers. I know for a fact that certain providers will focus on a particular segment of the driving population. But it's up to you to find a better rate. Other than wanting to keep your business, your agent has no incentive to find you a better deal if you're willing to pay that much. I've had the same agent for 6 years and the same insurance provider for 4+ years. She knows me well and checks around for better rates when my policy is up for renewal.
At least go online to Geico or Progressive and get a free quote. It's easy and they do have competitive rates.
At least go online to Geico or Progressive and get a free quote. It's easy and they do have competitive rates.
I have a clean record and im paying 335 a month, 500 every month for the first year. I guess thats normal for a young driver in toronto cause i have friends paying just over 500 for a civic!
Wow, that's incredible. $6000 a year for insurance. Canada must have some really bad drivers or no regulation on the insurance industry. The highest I've ever paid (late 20's, 3 wrecks, 4 points, full coverage) was less than $200 a month.
Its not that there are bad drivers, its just that where you live make a big difference. If you live in a main city like toronto prices will be high, but you can live 20 min drive west and the price will drop 200 a month
