What are you paying for insurance?
Where you live matters in the US as well, but it looks like it's much worse up north, and it's much more regional as well. Canada's got a screwed up system with some provinces being public insurance and some being private. From what I've read, the private ones, like Ontario, can be up to 500% more for the same person, car, driving history, etc. It sounds like there's no regulation on the rates. You really shouldn't have something that's both required and unregulated. I just read an article about a study done on rates in Canada, and one driver was quoted $18,000 a year. It mentioned the city of Lloydminster which straddles Alberta and Saskatchewan. You could literally move across the street into Alberta and have your car insurance go up by $5,000 a year!
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