Financing A g35
#32
im 23..and i just recently got my g35 for 17k.. and an ex35 for 31k.. biatch, my credit is awesome i can afford TWO cars all by myself
but yea, drive ur beater around till it dies. i went thru college without a car. got my credit card at 18. kept using it to buy stuff. got another credit card and kept buying stuff. but i ALWAYS paid it off the moment I put money on there. dont put stuff on there unless you don't know you can pay it off. be responsible. but ur 19. so i dont expect you to learn that lesson till ure like 25.
you're 19. dont go trying to get a g35 just so u can show off to girls. wait till u make enough money. if u can make $600 payments a month for car payments, insurance, and oh **** that didnt just happen money THEN start thinking about something over $14k
but yea, drive ur beater around till it dies. i went thru college without a car. got my credit card at 18. kept using it to buy stuff. got another credit card and kept buying stuff. but i ALWAYS paid it off the moment I put money on there. dont put stuff on there unless you don't know you can pay it off. be responsible. but ur 19. so i dont expect you to learn that lesson till ure like 25.
you're 19. dont go trying to get a g35 just so u can show off to girls. wait till u make enough money. if u can make $600 payments a month for car payments, insurance, and oh **** that didnt just happen money THEN start thinking about something over $14k
When you make enough money to truly afford a car is when your car payment + insurance is no more than 15-20% of your monthly income, at least that's my thoughts on it. @ 23 I'd be more into the "oh **** im getting old I need to get my own house" funds.
#33
+1 on that. Around 23-24 I stopped caring about my car and image to others and more of "Oh ****, I need a house so i have a place to live!"
You can't live in your car...no matter how nice it is. And girls might think you have money if you drive a nice car, but as soon as they find out you live in your mom's basement, they leave
Trust me...there will be a day when your car goes unwashed for 3 weeks...and your front wheels are black...and you don't care simply because you need to pay for a new central A/C unit, or some plumbing repairs, or you want to put a new deck and/or pool in.
THEN you look back and your younger days and say "Holy ****, why did I waste so much money on cars! I was an idiot!"
Trust me....you younger guys will see what I mean and hopefully some of the guys in their late 20's to almost 30 have realized this by now.
Then, when you settle down with a nice house, hot wife and a couple kids...that's when you find you have time and money to spend on a toy car
#34
I recall when I was trying to get a home loan back in 2001, I had no credit history either. one of the banks mentioned that as an alternative, if I could provide proof from 3 different companies that I have been paying my bills on time, then that would suffice. I got letters from my cell phone company, apartment, and cable company confirming that I have paid bills in full and on time.
hope this helps.
hope this helps.
yes, join a credit union
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07-24-2015 05:12 PM