how much do you guys pay for insurance?
#16
The G is an expensive car to insure, as compared to say a Buick LeSabre. Other than that there are too many variables to really get an accurate price other than from an insurance agent. For example, my daughter and I have identical coverage. The only difference is that her car is slightly less expensive to insure than mine, and she's only had her license for 2 years. I pay $762 a year. She pays $2415. I'm in MA, so those numbers aren't really relevant to you other than to demonstrate how one thing can make a big cost difference.
#18
^ I'm 42.
As far as insurance cost goes though, it doesn't matter - at least not in MA. They can't use age as a factor in pricing the policy because it would be discrimination, just like they can't charge young men more than young women, even though young men are a greater insurance risk.
As far as insurance cost goes though, it doesn't matter - at least not in MA. They can't use age as a factor in pricing the policy because it would be discrimination, just like they can't charge young men more than young women, even though young men are a greater insurance risk.
Last edited by kilrbz; 04-06-2009 at 03:15 PM.
#19
I'm 25 and pay a lil more than 1500 every 6 months for my G35, 500 dollar deductible, with 50/100 coverage. I think it's 1700 of i pay monthly but they give you like 200 off if you pay in advance... My insurance was 2100 every 6 months last year with only 25/50 coverage, but since then a ticket has been off my record (i think past 3-4 years) and i've turned 25... But yea, insurance all depends on the area in which you live, and driving record, and also the repair costs of your car... So insurance in LA is sometimes 2-3x's more expensive than MS or TX....
#23
#24
As most have mentioned here, Insurance rates will vary greatly dependent on age, location, driving history, and even the insurance agent. Just the county you live in out here in SoCal greatly affectsour insureance rates. That said, the G sedan is the cheapest car I've ever owned to insure... it's even cheaper than my 2000 Ford Ranger. I pay about $90 / month ($536 / 6 months) for full coverage with a $500 deductable... I'm 36, I don't have any point on my licence, but I do have a DUI that will be coming off in a year, so my rates should drop significantly then.
#26
Currently 301/month with one at fault accident in the past three years with Geico. Thats the cheapest. I was dropped by State Farm after a screw up on their part since they had me marked "at fault" in an accident that i wasnt at fault in but it wasnt discovered till 2 years later and by the time the underwriters for state farm said there was nothing they could do about it. So when i bought the G a year ago they sent me a letter saying they could no longer insure me. I wound up paying the same with Geico even with all my discounts i had through state farm and it actually went down nearly 100/month after my first 6 months with Geico.
#28
Currently 301/month with one at fault accident in the past three years with Geico. Thats the cheapest. I was dropped by State Farm after a screw up on their part since they had me marked "at fault" in an accident that i wasnt at fault in but it wasnt discovered till 2 years later and by the time the underwriters for state farm said there was nothing they could do about it. So when i bought the G a year ago they sent me a letter saying they could no longer insure me. I wound up paying the same with Geico even with all my discounts i had through state farm and it actually went down nearly 100/month after my first 6 months with Geico.
anyways i am with gieco and we saved 60/mo coming from AIG, and thats with the deductible going from 1000 to 250.
#29