I Just Got Raped!
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Joined: Mar 2005
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From: Michigan
Originally Posted by jdmrsxs02
I've been extremely busy lately but I'm going to call my lease company today and see if they'll let me BUY the car instead and see what they tell me and how much...
PLEASE, take someone with you that has a good business/ financial head. Otherwise they will take you again for a few $$$...
Originally Posted by jdmrsxs02
Okay so if I told the lease company I wanted to buy out now instead of lease, my grandma would have to get pre-approved and see what kind of interest rate we could get, BUT is that even an option??? Also what would happen to my 3gs?
That is, what the buyout price is. Again don't be a fool and negotiate financing without knowing your buying (or buy out) price. You do NOT have to finance through the same company to buyout the car... and like the dozen other people that have told you, get pre-approved elsewhere and walk into this with an offer so you aren't screwed over twice... unless you like that.
So find out what your buyout is, where your deposit went, and details like that before you even begin to negotiate your rates.
Originally Posted by Bobalude
So find out what your buyout is, where your deposit went, and details like that before you even begin to negotiate your rates.
$995 lowjack
$940 lease fees
$445 remaining cap cost reduction
$620 first month's payment
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Joined: Jun 2003
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From: Modesto, CA
Originally Posted by (>")> G35
Does the the 1.95% only apply to those than finanace their cars? Because on my deal, I put down $20k and finance the rest, due to a good credit score I got 1.95% interest...Just wondering because he said his gradma has a perfect score...
If you got 1.95% interest rate, probably not a great idea from financial point of view to put down such large down payment, could easly put that 20k in some interest bearing account, so you basicly end up paying no interest at all.
I said that to just please MechEE
Last edited by limeg35; Mar 24, 2006 at 08:47 PM.
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From: Modesto, CA
Originally Posted by jdmrsxs02
Okay so if I told the lease company I wanted to buy out now instead of lease, my grandma would have to get pre-approved and see what kind of interest rate we could get, BUT is that even an option??? Also what would happen to my 3gs?
As far for that 3Gs? they appled to the first payment/DMV/Acquisition fees/sales tax, and rest of it went to as down payment, hence that "Adjusted Capitalized Cost-36569.63' and not Gross Capitalized Cost 36890.00 please dont think for a sec that you will get any of that 3G back...Also on the new loan, they might only loan you 80% of the MSRP or the blue book's vaule so be perpared to shell out some more cash, at least that you might have to pay sales tax on your own.
Some leasing/lending company dont deal with anyone other than the dealership.
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From: La Crescenta, CA
Originally Posted by (>")> G35
Ouch...that's a pretty bad deal...you should of done your homework. There's alot of places to get "invoice pricing", I don't really trust them them, but it's all we got. When I bought my G I looked up as much as possible, so when I was ready to hit the dealership, I was ready to buy. Which dealership did you go to? Glendale Infiniti gave me a great offer right off the bat, while metro infiniti proceeded to try to rip me a new one, of course I already knew what I can get it for, and got them down to what I wanted to pay. If your young, they assume $1000 off the sticker is a great deal to you, but if you did your work you'll know better.
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From: I am a Traveler of Both Time and Space
Originally Posted by gametox
For me its the opposite. Glendale Infiniti lowballed me. I got mine at Cerritos for a decent price.
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From: Modesto, CA
Originally Posted by S-Tuned
619 bucks a month what over cars can you lease? i know you can def. pick up a new M3 right?
Last edited by limeg35; Mar 27, 2006 at 08:02 PM.
once you signed it's good bye. the sales consultant must be happy. the good thing is that we can only mark up and sell a car a certain point above sticker which will never happen now with everyone haggling.
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See a psychiatrist and tell him you are delusional
Ask your mom to get a letter from the psychiatrist
Have mom bring letter to dealership saying that you were not competent to sign the contract.
While this may sound screwie, and I do not seriously recommend that course of action, not being competent is probably your best shot of getting this "contact" voided. You need to think out of the box on this one as this is your only shot and maybe some other story showing that you really were unable to rationally make a decision might work especially accompanied by an attorney's letter. After all you are only 18 and should get more leeway than a 30 yr. old in this area. THe dealership might be afraid of the bad publicity of taking advantage of a situation.
Ask your mom to get a letter from the psychiatrist
Have mom bring letter to dealership saying that you were not competent to sign the contract.
While this may sound screwie, and I do not seriously recommend that course of action, not being competent is probably your best shot of getting this "contact" voided. You need to think out of the box on this one as this is your only shot and maybe some other story showing that you really were unable to rationally make a decision might work especially accompanied by an attorney's letter. After all you are only 18 and should get more leeway than a 30 yr. old in this area. THe dealership might be afraid of the bad publicity of taking advantage of a situation.
Last edited by Corgidog; Apr 17, 2006 at 09:17 AM.
