I think 3.9% is only good for new/current models like 07. Anything older will be higher rate.

 

well, used cars almost always have rates that are a point higher than their new counterparts... if that's what you meant.

 

best rate I can find is 5.9

What is the "tri state" area?

 

Tri-state area = NJ, NY and CT.

Those promortional rates ended April.... not sure if they are continuing for May.... also it can vary dealer to dealer as well.

 

I apologize for my ignorance, but what do you mean by not taking any points on it? I plan on getting an 05-07 G coupe in the coming months and I am researching not just the car itself but also the buying aspect of it as well (price negotiation/financing). Thanks for your time.

 

he means markup on the rate. it's legal and it's a profit center for a dealer. ie the bank offers a rate of 3% and the dealer sells the rate of 5%. The 2% difference is pure profit to the dealer. your deal looks like a 5% rate for all intents and purposes.

 

I know this is a late response but thanks for explaining this stuff. I am learning a lot on this site.

 

lol, np