Originally Posted by BB_Sam

The good news out of this whole thing is that apparently I had coverage on my auto policy called a "disappearing deductible" which reduces the deductible I have to pay by 20% for each year I am claims free. My deductible was $1,000 but i have been claims free for over 5 years so the insurance company said my deductible is ZERO! So, all repairs and the car rental I will need during the repair period will be free!