There it is, the G got hit, then other side not admitting 100%
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Join Date: Feb 2005
Location: San Francisco, Ca
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There it is, the G got hit, then other side not admitting 100%
Why o why the headache man??!?! Yesterday, Rachel was backing up looking back ofcourse, she only needed 2 feet more so she can drive forward, then out of nowhere the other car started backing up so Rachel honked but it was too late, the cars were so close so she couldn't do anything.
Ofcourse they exchanged registration/insurance etc and the lady admitted that she wasn't looking, and that she's very sorry that she hit her. I was on the phone with her when the lady was saying sorry, so I instructed Rachel to get all the info, and back in my head I was thinking, maybe I should ask her to call the police. Boy oh boy, I wish I did.
Today, the other lady's insurance called and they said that they will only cover 75% of the damages, 25% to Rachel's insurance. Ofcourse we don't want that, we weren't at fault and the other driver admitted that. This is the part where I wished we called the cops. Rachel actually did try to ask for phone numbers of witnesses, but none of them gave their numbers.
So now Rachel's insurance is involved and they have a case and we have to bring the car to an adjuster this Friday. This means that we may have to wait for awhile to get all this thing settled. Rachel is very excited to go the Monterey meet and now so dissapointed because her baby has a big *** dimple in the ***.
We may just pay the deductible and use our insurance just so we can get this thing fixed asap, and hopefully 100% of that will get back to us. What I'm worried about is her record, I don't want anything on her record saying she's partly at fault with the accident. That's just BS.
I just don't understand why they're making such a big deal out of this too, the lady said she's sorry and admitted she wasn't looking. There it is, end of story right??!?! I hate these greedy insurance bastards.
Sorry for the long post just had to vent.. Rachel has a headache, I have a headache. this sucks. The sways came in today, the skirts are coming in tomorrow, the bumper this thurday, even with all these goodies, we still can't keep a straight face..
Here are some pics:
![](http://pg.photos.yahoo.com/ph/nimrach6300/detail?.dir=8c02&.dnm=6e2ascd.jpg&.src=ph)
![](http://pg.photos.yahoo.com/ph/nimrach6300/detail?.dir=8c02&.dnm=d4dcscd.jpg&.src=ph)
niM
Ofcourse they exchanged registration/insurance etc and the lady admitted that she wasn't looking, and that she's very sorry that she hit her. I was on the phone with her when the lady was saying sorry, so I instructed Rachel to get all the info, and back in my head I was thinking, maybe I should ask her to call the police. Boy oh boy, I wish I did.
Today, the other lady's insurance called and they said that they will only cover 75% of the damages, 25% to Rachel's insurance. Ofcourse we don't want that, we weren't at fault and the other driver admitted that. This is the part where I wished we called the cops. Rachel actually did try to ask for phone numbers of witnesses, but none of them gave their numbers.
So now Rachel's insurance is involved and they have a case and we have to bring the car to an adjuster this Friday. This means that we may have to wait for awhile to get all this thing settled. Rachel is very excited to go the Monterey meet and now so dissapointed because her baby has a big *** dimple in the ***.
We may just pay the deductible and use our insurance just so we can get this thing fixed asap, and hopefully 100% of that will get back to us. What I'm worried about is her record, I don't want anything on her record saying she's partly at fault with the accident. That's just BS.
I just don't understand why they're making such a big deal out of this too, the lady said she's sorry and admitted she wasn't looking. There it is, end of story right??!?! I hate these greedy insurance bastards.
Sorry for the long post just had to vent.. Rachel has a headache, I have a headache. this sucks. The sways came in today, the skirts are coming in tomorrow, the bumper this thurday, even with all these goodies, we still can't keep a straight face..
Here are some pics:
![](http://pg.photos.yahoo.com/ph/nimrach6300/detail?.dir=8c02&.dnm=6e2ascd.jpg&.src=ph)
![](http://pg.photos.yahoo.com/ph/nimrach6300/detail?.dir=8c02&.dnm=d4dcscd.jpg&.src=ph)
niM
#4
I wouldnt have even claimed it. Your deductible is probably 500. I had to replace the rear bumper on my car including paint and hangers and labor it was under 900. By the time you have to worry about your insurance company upping your rate you could have been done with it. The difference would have been 400. All in all... I feel your pain. Good luck with it.
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#9
Join Date: Feb 2005
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Originally Posted by madchef
I'm confused...
The G was backing up, then another car started backing up, and the damage was to the rear of the G...so were they backing up towards each other, as in the rear ends were facing each other?
The G was backing up, then another car started backing up, and the damage was to the rear of the G...so were they backing up towards each other, as in the rear ends were facing each other?
I got a quote from the body shop and they were asking $1089 to fix my bumper and I don't understand why i should pay 25% of this amount. Paying this 25% is like admitting that I am partially at fault which is absolutely NOT TRUE at all. I think State Farm Insurance is trying to get away with this 25%. She admitted that it was her fault so why should I pay???? It just sucks co'z I have to pay $1000 deductible ( yeah i know, I should have increased my monthly payment to have a lower deductible but I never had any record since I got my license that's why I chose a higher deductible instead).
CODEFLUX - yeah I know, now I learned my lesson... next time I get into this situation again, first thing I'll do is call a cop.
raYch
Last edited by nimdivino; 06-14-2006 at 05:31 PM.
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In my experience working for an insurance company you will be very hard pressed to get them to pay for 100%. I would say they were very nice to give you 75% and not hold it at 50%. No matter what when you are backing up you will have a duty to watch what is behind you and since both are backing both have the same duty and therefore both evenly responsible. I would take the 75% and walk away. Small claims will probably give you a worse outcome than the insurance has offered. Best you could do with the police is a counter report and those are basically worthless. Ask for them to cash you out 75% of a rental and that will maybe cover some of the unpaid portion of it. They should say like $40-50 a day by maybe 5 days. Or just go through your insurance and let the carriers fight it out. GL with it man, don't get too worked up over it.
#15
Heat it up and pop it out for now so it won't look so bad while you drive around until you get it fixed. Just be glad they had insurance.
That happened to a buddy of mine in a parking lot. The guy didn't have insurance. Almost the same exact damage. He came right over as soon as he left the parking lot. I poured a huge pot of boiling water on it and it popped right out. Still had some paint damage but better then making a full claim. Eventually he switched to an aftermarket bumper anyways.
Hope you get it sorted out.
That happened to a buddy of mine in a parking lot. The guy didn't have insurance. Almost the same exact damage. He came right over as soon as he left the parking lot. I poured a huge pot of boiling water on it and it popped right out. Still had some paint damage but better then making a full claim. Eventually he switched to an aftermarket bumper anyways.
Hope you get it sorted out.