I was planning to buy an 05-06 g35 but my insurance quote came up to 800$/month. I'm 20 and had my license for 3 years and live in nyc which I guess all adds up to that quote. Any advice or I'm doomed?

 

$800/month or $800 for 6 months? Mine is $778 for 6 months, in Los Angeles area. Have 1 speeding ticket on record, have had my license for 5 years.

 

How are people getting these low rates? I have zero tickets, Full coverage cost me 1k+ for 6 months in SoCal.

Are you insured under your name or your parents?

If the car was under your parents name and you insure it under your parents, then yes, I can see how it can run you in the 700-800 range.

 

$800/month?? Are you sure about that? That's $8000/year (approx)

That seems excessive...even for young drivers

 

Thats $9600 a year.

Math > You

 

He said (approx)

Reading > You

 

800 a month is crazy. I pay almost 800 for 6 months in NY

 

Who is your Insurer? Can't understand why they're asking 1200/6 month coverage for me. Let me call and get a new quote.

 

Approximately:
1 : located close together <approximate leaves>
2 : nearly correct or exact <an approximate solution>

The remaining $1,600 he didn't include is 20% of $8,000. That is no where near "nearly correct or exact"


And to answer your question from earlier - I am insured through State Farm on my own policy, the car is also in my name.

 

I accidentally based it off 10 months instead of 12. I had **** on my mind at the moment. Big deal. $9600 is even worse as he could buy himself another G35 in 2.5 years of insurance payments.

When i was young, my friends with poor driving records had $4000/year policies. I can't see how he has almost a $10K policy unless he has a serious record.

Now if it was $800/6 months, then it would make sense. $1600/year seems about right even though i'm 28, 1 tix and pay $2050/year on my '06 Sedan

 

I really think he misread or misheard the quote. 800/month is 4x my car payment.

 

I pay 700 every six months for full coverage on my coupe in AZ.

 

$60 a month here in Mississippi. 36 years old, '05 Coupe. Clean record since I began driving.

 

I pay $652 for 6 months and that includes an extra $120 that I pay for 20k in accessory coverage, but I have a clean record and have been driving longer then many of you have been alive.

 

im under my parents insurance(which they pay)
but its 180/month=$2160 a year with State Farm
oh yea im 22 with a clean record(knock on wood)