damn dude 500 a month for 6 years...wtf...did you like finance 30 grand? ****! haha

 

Where do you live? My mother and I got $389/month for 60 months @ 3.9% for a 2006 G35 6MT. Just got it tonight!

 

$389/mo. for 60 mo. @ 3.9% = roughly $21,200 financed. Either you got the world's best deal on a new G, or your Mom put a huge chunk down (I suspect the latter). It is not fair to compare to loan figures with 0 down (or very little).

Now, if you are leasing, that is an entirely different story.

 

edit: I actually wasn't comparing our montly payments, I was just wondering why she got her rate, and if it had anythign to do with geopgraphic location. But I now realize that used cars have higher APRs.

 

$1050 or so per month for 36 months @ 1.9%. Financed 100%.

I'd had the money saved to buy it, but at the low APR, I can make more money by just leaving the funds I would have used to buy the car into a higher yield money market account.

Ryan

 

Very smart. ING offers 4.75% now I think.

 

very smart man!

 

im 19 , first car was the G, financed 04 on my own, and its hell!!!! first, the gas+insurance+monthly payments. and can't afford to get rims and look good like some of the other members. aside from that I gotta pay for school !

 

wow so that means you purchased the car for 37800 out the door? including tax and finance charges? that's too great of a deal. can you verify this?

 

My payments are $589/month. 5k down with 3.95 financing for 60 months. Not too bad, my side job pays for it and my mods

 

No offense or anything, but it really sounds like the G35 isn't really suitable for you right now. Making money at a job while going through school especially when you're 19 puts a lot of pressure on you. I'm just about to graduate college right now, and luckily my car is already paid off, but I couldn't even begin to imagine how stressful my life would've been, not to mention my grades suffer, if I had to work a lot to keep up with car payments and insurance. Anyways, best of luck to you, I hope that in the end you feel that all this extra work and stress is worth it to you.

 

damn anything higher than 450 a month to me is high. i pay 390 a month on mine. 2gs down....oh and if you pay for it, then youll care for it ALLLLOOOTT more than if your parents pay for it, just my opinion.

 

i believe some people are able to handle going to school and working FULL time in order to take care of bills, it all depends on the person, in this case it depends on our lovr for our Gs....but i agree with you in that if working hard affects the grades then a change should definitely be made