11k down for $465 month at 63 months ?
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11k down for $465 month at 63 months ?
went to douglas infiniti in nj and they gave me a quote on a blk g35 coupe with graphite leather loaded with everything except nav and front lip spoiler for $465 a month at 63months with 4.5 apr with 11k down.. good deal ?
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Re: 11k down for $465 month at 63 months ?
Never ever negotiate a monthly payment. What are you paying for the car?
04 G35C DG AT
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04 G35C DG AT
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Long Island, New York, USA
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From: Virginia
Re: 11k down for $465 month at 63 months ?
No, I don't think that is a very good deal...
According to the calculator at www.capitolone.com, 36,000 price, 11,000 down, 4.5 % for 63 months = 446/month.
The next question is: Did they include taxes, fees, etc, in that quote? If they did, it might not be a really bad deal. If it doesn't include those things, it looks like they are charging you more than MSRP.
You can go to Infiniti and check the MSRP for the vehicle you are looking at.
It is much easier to tell if you are getting a good deal if you understand each part of the price. I would start by nailing down a total price for the car. Then deal with the trade in (if there is one). Then deal with financing.
It is a really good idea to go to the dealer with a pre-approved loan for your purchase. For instance, I went in with a pre-approved loan of 4.75%. They offered me 5.2%. Since I had the other loan, I turned that down. They tried a couple of other things, and finally offered me 4.44%. If I hadn't gone in with the other loan, I would have paid more interest.
Hope this helps,
Dave
2004 DG/G 5AT Coupe with all options except Satellite Radio (XM got here today! Now I just have to install it)
2003 Yamaha YZF600R
According to the calculator at www.capitolone.com, 36,000 price, 11,000 down, 4.5 % for 63 months = 446/month.
The next question is: Did they include taxes, fees, etc, in that quote? If they did, it might not be a really bad deal. If it doesn't include those things, it looks like they are charging you more than MSRP.
You can go to Infiniti and check the MSRP for the vehicle you are looking at.
It is much easier to tell if you are getting a good deal if you understand each part of the price. I would start by nailing down a total price for the car. Then deal with the trade in (if there is one). Then deal with financing.
It is a really good idea to go to the dealer with a pre-approved loan for your purchase. For instance, I went in with a pre-approved loan of 4.75%. They offered me 5.2%. Since I had the other loan, I turned that down. They tried a couple of other things, and finally offered me 4.44%. If I hadn't gone in with the other loan, I would have paid more interest.
Hope this helps,
Dave
2004 DG/G 5AT Coupe with all options except Satellite Radio (XM got here today! Now I just have to install it)
2003 Yamaha YZF600R
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Re: 11k down for $465 month at 63 months ?
thanks for all the info.. the sticker on the car was $36,250 and i believe they were giving me the car for $34,900.i have no trade in just putting down 11k..
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Re: 11k down for $465 month at 63 months ?
Use PeopleFirst.com and punch your figures into their calculator. This should give you an idea if it is a good deal or not. If you have good credit (above 700) you can apply there too.
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Re: 11k down for $465 month at 63 months ?
Only 12k a year? The problem is once you get your G, like the rest of us you'll want to drive it everywhere all the time. I think 15k a year is more realistic for this car!
I keep saying: try Grubbs Infiniti, they were really nice and got a great deal for my brother!!!
"What if there is no tomorrow....There wasn't one today!!!" Bill Murry
I keep saying: try Grubbs Infiniti, they were really nice and got a great deal for my brother!!!
"What if there is no tomorrow....There wasn't one today!!!" Bill Murry
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Re: 11k down for $465 month at 63 months ?
jayc23 -
If the selling price is $34,900 with $11k down payment and financed (not leased) over 63 months at 4.5%, then the $465/month is a good deal. The only assumption I had to make on your deal was the sales tax, which I estimated at 7%.
By the way, leasing is a whole different animal. If you can provide the residual value amount they give you, then I can run it through my leasing software to evaluate the lease deal. As I mentioned above, if you finance the $465/month is a good deal.
Good luck and let us know if you get the car.
2004 Coupe/DG/Graph/5AT/Premium/CB<P ID="edit"><FONT class="small"><EM>Edited by G35_4EVR on 02/15/04 05:05 AM.</EM></FONT></P>
If the selling price is $34,900 with $11k down payment and financed (not leased) over 63 months at 4.5%, then the $465/month is a good deal. The only assumption I had to make on your deal was the sales tax, which I estimated at 7%.
By the way, leasing is a whole different animal. If you can provide the residual value amount they give you, then I can run it through my leasing software to evaluate the lease deal. As I mentioned above, if you finance the $465/month is a good deal.
Good luck and let us know if you get the car.
2004 Coupe/DG/Graph/5AT/Premium/CB<P ID="edit"><FONT class="small"><EM>Edited by G35_4EVR on 02/15/04 05:05 AM.</EM></FONT></P>
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From: Austin, TX, USA
Re: 11k down for $465 month at 63 months ?
I got mine as a 45 mo lease for $529/mo. No money down! All taxes included!
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2004 G35 Sedan AT w/ Premium, Leather, Wood, Sport & Michelin Pilot Sport A/S @ 235/50ZR17 on Stock Rims
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------ We want information ...
2004 G35 Sedan AT w/ Premium, Leather, Wood, Sport & Michelin Pilot Sport A/S @ 235/50ZR17 on Stock Rims
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