pre-approved for 4.5% at credit union (best they had) went to dealer they beet it by a point...so 3.5% for 60 months.

 

5.25 through credit union...only 24 but have a house with 2 incomes....credit is 700+

 

In San Francisco (Redwood Credit Union) - 4.99 for 84 months -
Here's my situation w/$4,000.00 down on top of that got out of my lease 2003.5 G35 sedan...put on too many miles...paid $33,890.00 + another $700.00 in options low-jack and touch of class - My credit isn't perfect about 650-700 with co-signor which worked out great cause it lowered my insurance rate with mulitiple car disccount.

Bought the car in April 1, 2004 - Plan to pay it off in the next 48 - 60 mos tops!

For those who got 2.9 for the 2004's good job...special financing year end clearance from what I remember.

I just checked with my credit union last week tried to get better rates...the lowest they have now is 5.99 at 72 mos max..!

Good hunting ..!!!

 

4.84% -- yesterday. Was told it was the lowest offered by Infiniti for the 05 Coupes currently. USAA matched them, and since all their loans come standard with total loss insurance (Gap Insurance) I went with them.

 

The majority of people with good credit got the car in the 4% range. The Sedan's you could always get for the 2% range. It's a bit unbelievable that people were getting the coupe in the 2-3% range. Tier 1 is going to get you in the 4's. As for negotiations. When i bought my coupe there was absolutely no negotiating. They are getting more popular since i purchased in nov 03, so that means more negotiating. I got every option possible and with tax was 41k.

 

I negotiated them down $1000. Best I could do.

 

Wow, I can't believe people are paying 6%-7% APR. I'm sure you could have found a better rate somewhere else.

I got 3.89% for 66 months/ no money down for a brand new 04 back in 6/2004 through credit union.

 

3.49% preferred customer rate from Suntrust.

 

i got 2.9% in jan on an 04

 

I can't believe a CU would offer auto financing for an 84 month term!!! That's just plain crazy!

 

i got 4.25% for a 60 month loan in jan 05. i had excellent credit (well over 700) too. for those who got 3.0% or under in the past 6 months, damn you guys!!!

 

damn i got the highest one 5.4 but ive only had credit for a year, and this was my first car

 

2.9% through infiniti

 

4.25% costco through capital one

 

zero APR - zero financed. About the only thing I dislike more than buying a major depreciating asset is making monthly payments on it.