Hey guys,
I'm from New York and i got a ticket in NJ for speeding (85 in a 65). Now i know that points do not go on your license for out of state violations. My question is about insurance. Does insurance company find out about my violation in anyway. I know that theyu have their own points system. Do they check nationwide?

 

i think they merged the two systems to allow points from NJ to count against NY license.

 

My understanding is that now, in the United States, every state can see every other State's traffic violation information.
I am definetely certain, though, that the insurance companies know. I have friends who have gotten tickets as far away as Nevada that their insurance companies here in MI were aware of.
I wouldn't volunteer the information to your insurance company (obviously), but don't be surprised if they learn of it.

Good luck, though, I hope that they don't!

 

i know for a fact that a NY violation with points was credited to my license (im from jersey), i would assume its the same vice versa

 

well, I went to court yesterday and i made a deal with court. Instead of 85 in a 65 prosecutor brought it down to 69 in a 65 zone. He also told me that no points will go on my New York Driver's record. I think its a good deal. All i had to pay is $133, instead $250.

 

that's a good deal, as long as you get no points. But that seems odd to me, if they charged you with driving in excess of speed, then usually no matter if it's 1 mile or 24 miles it will have a point attached. Unless the Judge can make whatever choice he wants.

Hooman

 

Even though you didn't get points on you NY license your insurance company can still raise your rates. I got a ticket in NY about 12 years ago on a Jersey license and my insurance rates went up even though I didn't have any points on my license.

 

I hope that doesnt happen. Also the car i was driving is my father's and im not in his policy and my license has a different address.

 

Shoulda ran from the cops IMHO

lmfao sorry couldn't resist

 

haha...you could also try going 80 mph in a residental...and be an e thug

Hooman