Ok, so as you may know I got into an accident with my G sedan yesterday and basically I just had some questions to ask if anyone can help because it is my 1st time getting into an accident with my G.

The report states that it was not my fault and the jackass ran the red light when it was raining here in FL and hit me while I was making a left. Now I am insured but I am covered under my dads policy with State Farm. However, I am from Jersey and I got into the accident in FL, and I wanted to know if that would make any difference as some of my friends were unsure and said that usually its not good if you get into an accident in another state. I go to school over here so I wanted to know if that could be used against me because I still have Jersey plates also.

Also, now that I need to get my G to the shop, I know the value has been greatly depreciated. Is there anything I can do about this? And if I can who do I need to talk to an Infiniti person or someone else? And is there anything else that I should know or be aware of ? Thanks for the help in advance...

 

It wasn't you're fault so I can't see how they can get you for anything relating to the accident.

In california, it's required that you register your vehicle with the cali dmv if you are here for more than like 30days. So they might be able to get you for registration. . Soooo... I dont know how the laws are over there but if you are driving an out of state vehicle here in cali and get in an accident, make sure you let them know that you *just* entered the state a few days ago.


~randy

 

Dude, insurance from one state to another is all good. You can even go to Canada and be insured....or you can go like 10 miles into Mexico and still be insured.

As far as your car being depreciated you can sue for that, speak to a lawyer.

 

Well, if the cops ask you how long you've lived there, just say the truth and deal with that separately. You don't want to perjure yourself in the process. I believe you likely have the same rights you would within your state, however, if you end up suing the other driver an issue you may have to deal with is jurisdiction: where the case will be dealt with or tried. I suggest you contact a consumer advocate such as tom martino at his website (I think it's www.thetroubleshooter.com), clark howard (I think that's "the clark howard show" or something like that), Bill Handle (an attorney who could give you quick advise on how to proceed...has a radio show "Handle on the Law" and a website), or you could even see if you can find low or no-cost legal resources in your community. Investigate. In regards to your car and it's current worth, I believe you need to do a combination of obtaining an independent assessment from an adjuster to determine damage and somehow obtain what the value of your current car is....through dealers, etc. I'm not too sure how to go about that. Okay, well good luck.

 

your car should not be depreciated at all if it is repaired by a good quality shop,and with insurance claims you can have it fixed at any shop of your choice...by law.

 

I belive there was another thread not too long ago regarding how to handle the depreciation caused by the accident with the insurance company. I believe that if you search it out you will find some advice on the topic.

For a recap from what I remember, after you have the vehicle fixed propely, have an independant appraisal done of the vehicle to see what value you may have lost. After which you can get the money from the person's insurance company. The details of how you do this will need to found in the other thread.

Hope this was more helpful than it was confusing.

 

Unless you have established a permanent residence there, you can (in most states) still be considered a resident of NJ. As a student, you should not have a problem (again, in most states.)

 

I don't care how well you repair your car after a collision, the fact that it's been in one AUTOMATICALLY depreciates by a couple thousand.

It's sh*ts aint it?

 

As long as your insurance states the car is in Fl you are ok. As far as residency goes, in Fl / GA (at least where I've lived) as long as you are a full time student you do not have to change residency.

For depreciation, if there is any major structural damage that is where the most will be, I'd do like someone suggested above and sue for the lost value of the vehicle. All stuff your insurance company can help you with / a good lawyer. I got hit by a drunk driver and the insurance company sued for med bills and the lawyer sued for more (pain & suffering etc). So it will all work out since it's not your fault for the accident. Just be sure to be stern and don't let them try to skimp (the other insurance company).

 

Thanks for everyone that posted in helping me out, to get some answers about my accident. I still need to talk to my agent but hopefully everything works out. I was not aware that if I had new Nissan/Infiniti parts to replace the car, that it would be not as greatly depreciated. However, I did read somewhere that the insurance companies usually are not interested in replacing new parts but instead to use like kind/quality parts. I do not know if this will help me out or if using these parts will hurt the value.. I guess I will just have to wait and see. If anyone can still help out in this matter, I would greatly appreciate it and I thank again the ones that decided to help me out earlier.

 

Yea it is...

 

This helped although I was still not able to find the thread, but I will try searching a little later. However, I have read that most insurance companies are not liable for depreciation... Thanks

 

you would probably have to sue for depreciation and it might cost more to get the ruling than the amount of depreciation.

In most cases (that I am aware of) your vehicle must be registered in the state you reside. I don’t know how student residency would be affected.

To the post regarding insurance coverage out of the country... I suggest checking your policy or contacting your insurance company to confirm, because in many (if not most or all) cases you are not covered on your standard policy. (this is a general statement, not intended for poster specifically).

The above statements are based on my experience, which may be different than others so flaming isn’t necessary if you have had different experience