$14,000 in damage!
#31
that article is B.S.
Last week I got rear ended at a light(granted I started rolling forward when I saw I was going to get hit). The guy hit me really hard(5-10mph) and I though for sure the rear end was trashed. Well I get out to look, and my license plate is the only thing mangled(I think my big heavy plate holder and frame absorbed much of the impact forces). On each side the bumper cover poped out a mm or 2 and I just easily pressed it back in(It looked to me that Infiniti did a great job engineering the bumper for this to happen. The only vehicle damage were a couple of nicks the size of a headphone jack.
Last week I got rear ended at a light(granted I started rolling forward when I saw I was going to get hit). The guy hit me really hard(5-10mph) and I though for sure the rear end was trashed. Well I get out to look, and my license plate is the only thing mangled(I think my big heavy plate holder and frame absorbed much of the impact forces). On each side the bumper cover poped out a mm or 2 and I just easily pressed it back in(It looked to me that Infiniti did a great job engineering the bumper for this to happen. The only vehicle damage were a couple of nicks the size of a headphone jack.
#32
Originally Posted by absolutg
the study looked at the new g sedan. wtf are you talking about? regardless, your single anecdotal story does not speak to what the insurance industry is doing as a whole. theirs is a simple numbers game. if the car has more risk (likelihood of accident * cost to repair accident) then they will jack up premiums to an "acceptable" rate to still make their intended profit margins.
My coupe is also about the same rate as my wife's Kia Sorento and her 5.4L F-150 supercrew. Not anectodtal, just a bunch of first-hand experience.
#34
#36
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#38
Originally Posted by 95se
+1
That's why I have auto insurance. It's only going to cost me my deductible regardless of repair cost. This study would have absolutely zero impact on my car buying decision.
That's why I have auto insurance. It's only going to cost me my deductible regardless of repair cost. This study would have absolutely zero impact on my car buying decision.
#39
#41
Originally Posted by QuoVadimus
Actually, you pay for it every month. Yes, if it costs more to fixed if it's in an accident, you're going to pay more in your monthly premiums.
#42
Originally Posted by dTor
I doubt this is new news to the insurance companies. Besides, a 2-door sports car will typically have higher insurance rates than a 4-door sedan because a sports coupe will obviously have a higher likelihood of an accident. This is based on years of studies. For instance, a Corvette will likely have higher rates than a Cadillac. Sure, a person who would otherwise WANT to drive a sports car may be driving a sedan (family, business, comfort reasons), but a person who would rather drive a sedan would not likely be in a coupe (talking demographics here).
My coupe is also about the same rate as my wife's Kia Sorento and her 5.4L F-150 supercrew. Not anectodtal, just a bunch of first-hand experience.
My coupe is also about the same rate as my wife's Kia Sorento and her 5.4L F-150 supercrew. Not anectodtal, just a bunch of first-hand experience.
btw, it's not that the coupe will have a higher chance of an accident, it's that the people who drive 2 dr vs. 4 dr are more likely to get into accidents.
#43
Originally Posted by absolutg
exactly. which has been stated already in this thread. i don't understand why others have difficulty comprehending this point.
Given the lesser risk of death and bodily injury (which is generally much much much more expensive than property damage to the car), you might be surprised at how little (or if at all) this affects monthly premiums.