G35 Sedan V36 2007- 08 Discussion about the 2nd Generation G35 Sedan 2007 - 08

$14,000 in damage!

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Old Aug 2, 2007 | 02:17 PM
  #46  
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Originally Posted by ORANGEBSRT
The only way an insurance company will "total" a vehicle is if the cost of the repair exceeds 75% of the current value of the car.
Really. I had an 01 Grand Prix GTP and my insurance company at the time wrote it off when the repair costs were just a hair over 50% of the value of my car.
 
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Old Aug 2, 2007 | 02:17 PM
  #47  
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Sigh. . .. i just hope insurance companies dont look at this as an excuse to raise rates on insuring G35's. . . .
 
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Old Aug 2, 2007 | 02:21 PM
  #48  
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Lightweight parts like our radiator support makes repair of a minor accident much more expensive to begin with.

And how the f is a retard that thinks cars should bend over and raise their bumpers to match SUVs doing research for insurance companies? IMO, the gas guzzlers should be changing things to accommodate every one else.
 
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Old Aug 2, 2007 | 02:32 PM
  #49  
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Originally Posted by dofu
Lightweight parts like our radiator support makes repair of a minor accident much more expensive to begin with.

And how the f is a retard that thinks cars should bend over and raise their bumpers to match SUVs doing research for insurance companies? IMO, the gas guzzlers should be changing things to accommodate every one else.
Completely agree. Despite the SUV/CUV craze, there are still more cars on the road.
 
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Old Aug 2, 2007 | 02:38 PM
  #50  
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Originally Posted by ORANGEBSRT
The only way an insurance company will "total" a vehicle is if the cost of the repair exceeds 75% of the current value of the car.
I didn’t realize it was that high. I always thought it was just greater than 50%. Good to know.
 
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Old Aug 2, 2007 | 02:58 PM
  #51  
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This test is BS

Originally Posted by treacherous
Car with damage in test appears here:

http://www.msnbc.msn.com/id/20078935/
This photo shows that this vehicle was not struck at the bumper, it was struck higher up, above the bumper. It stands to reason that if you are struck by a high-riding vehicle (like an SUV) and hit ABOVE the bumper you're going to have far more damage than being struck at bumper level.

This test is BS. It should not affect your buying decision at all.
 
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Old Aug 2, 2007 | 03:01 PM
  #52  
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Originally Posted by 07GraphiteV36
that article is B.S.
Last week I got rear ended at a light(granted I started rolling forward when I saw I was going to get hit). The guy hit me really hard(5-10mph) and I though for sure the rear end was trashed. Well I get out to look, and my license plate is the only thing mangled(I think my big heavy plate holder and frame absorbed much of the impact forces). On each side the bumper cover poped out a mm or 2 and I just easily pressed it back in(It looked to me that Infiniti did a great job engineering the bumper for this to happen. The only vehicle damage were a couple of nicks the size of a headphone jack.
I was rear ended hard. about 25-30mph at a red light. I was stopped she was coming up. My license plate was mangled, rear bumper cover was all screwed up, exhaust dragging on the ground, trunk floor and rear crumple rails all needed to be replaced. All in all, about $6000 in damages.
I guess it really surprises me that in a lowspeed collision, all four corners would total to 14000. Then again, the chick who hit me hit me low, so I was lucky and had no body damage. The pictures on the test seem to show body damage. I was told by the body shop that if she had hit me higher and if the trunk lid and rear quarter panels had been damaged there's a good chance they would have totalled my car (brand new, 12 days old).
 
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Old Aug 2, 2007 | 03:29 PM
  #53  
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Originally Posted by dopey
Not necessarily. Physical damage is only part of the cost of insurance. If you have a car that in an average 20mph crash will only cost 5,000 to fix, but there's a good chance that you'll die in it or suffer seriously bodily injury, you can bet that that insurance will be significantly higher than a car that has a proven safety track record but will need 14,000 to fix. That's where the G comes in. The previous generation G has one of the best death/accident ratios out there and there's been no reason to believe the current generation G is any worse. Ditto with bodily injury.

Given the lesser risk of death and bodily injury (which is generally much much much more expensive than property damage to the car), you might be surprised at how little (or if at all) this affects monthly premiums.
You are absolutely correct, but I'll take your point one step further. Insurance rates are determined by actuaries (or computer programs that take the place of actuaries), and they also look at how many claims a particular vehicle has associated with it. As pointed out above, the first gen G35 sedan has one of the very lowest death/accident ratios. Compare this to the 350Z which has one of the highest death/accident ratios. It may cost more to repair the body damage in a G, but the G's insurance rates will be much lower than the Z because statistically there are fewer claims and fewer accidents and fewer serious injuries.

On a similar note, look at cars like the Honda Civic which has a high theft rate and high comprehensive insurance cost to go with it.

Oh, and yes I agree that the study is BS and not related to occupant safety at all.
 
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Old Aug 2, 2007 | 03:53 PM
  #54  
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the iihs is a organization funded by the insurance industry. so yes, insurance premium on 2007 g35 sedan will definitely be reflected upwards.

the study does not focus on injuries to occupants, but rather on repair cost. IIHS has issued studies on safety: http://money.cnn.com/2007/04/18/auto...ates/index.htm

The Insurance Institute for Highway Safety is a nonprofit research and communications organization funded by auto insurers. http://www.iihs.org/about.html
 
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Old Aug 2, 2007 | 03:58 PM
  #55  
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No, the study is not based on safety but you cannot be intellectually honest and discount the fact that cars are designed to be SAFE not cheap to repair. They will have certain structural weaknesses built in to avoid injuries. Yes, this is about the cost to repair but that is still not as much of a deciding factor to many people as the safety of the cars. I have seen the pictures of accidents on this forum and frankly I am amazed at how safe these cars are and wouldn't trade that at all!
 
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Old Aug 2, 2007 | 05:00 PM
  #56  
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it does suck because premiums will go up, but this report has nothing to do with the overall safety of the car just how much it costs to fix. if you have insurance (which everyone has to) then your good. there are alot of eletronic parts in the front and rear of our cars, so that would account for the high price tag. i noticed that the acura tl was also the highest which makes sense seeing as they also have alot of tech stuff around the car. the cars with the lowest prices dont have as many ammenities as the g35. not a deciding factor IMO, it only makes your insurance go up by $8-$10 a month.
 
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Old Aug 2, 2007 | 06:48 PM
  #57  
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Originally Posted by absolutg
like i said, you are basing your opinion on anecdotal information, which is just plain short-sighted. if you were to go buy a sedan, your premiums would likely be lower for the sedan than for your coupe, all other things being equal. the point i, and others, am trying to make, is that if the data suggests that when a specific model gets into accidents, it costs X dollars to fix, premiums will be adjusted to compensate for this information.

btw, it's not that the coupe will have a higher chance of an accident, it's that the people who drive 2 dr vs. 4 dr are more likely to get into accidents.
Precisely why I added the demographic info into my statement (although it was a bit misworded - I had a lot of commotion behind me at the time).
 
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Old Aug 2, 2007 | 06:59 PM
  #58  
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Originally Posted by trey's wife
No, the study is not based on safety but you cannot be intellectually honest and discount the fact that cars are designed to be SAFE not cheap to repair. They will have certain structural weaknesses built in to avoid injuries. Yes, this is about the cost to repair but that is still not as much of a deciding factor to many people as the safety of the cars. I have seen the pictures of accidents on this forum and frankly I am amazed at how safe these cars are and wouldn't trade that at all!
i think some would say, myself included, that it is possible to design a carthat is safe AND not exorbitantly expensive to repair.
 
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Old Aug 2, 2007 | 08:05 PM
  #59  
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I would like to see how a Corvette would perform in this test. With its extremely low profile and fiberglass body, I would bet its repair costs would be a lot higher, let alone any safety impact. So if the Vette did even worse, would all of you never consider buying a Vette?

If you want a car which has low bumper impact repair costs, go buy a snub nose Chrysler 300C or Dodge Charger.
 
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Old Aug 2, 2007 | 08:28 PM
  #60  
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I know everyone here loves the G35 with biased passion but c'mon, with the Audi taking about a $1K repair bill with each hit, don't tell me you all don't wish Infiniti built the G35's bumpers the way AUDI makes them. It's just common sense.
 
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