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paint,paint,paint! If your car is a lease then I would under stand but "overlay" is just a word people use instead of saying I put a big "sticker" on my car
selling the car with the roof painted won't really hurt the resale value IMO, and you can have it painted twice for around the same cost as having a piece overlay installed and then painted.
I asked that question because I was thinking about "painting" CF parts. So shane is right; I'm concerned about resale value.