Received my policy renewal. Rate hike of about 12%.

I have had no tickets, accidents, claims of any kind. Can't understand the rate hike.

Insuring the coupe and a 9 year old sedan (no collision or comp on the sedan). Rate asked is almost $2200 annual for both.

I'm in Bergen Ct.

Could anyone recommand where I could go for something better?

 

IMO, unless you can get NJ manufacturers insurance, you're paying premo. I had them but unfortunately was dropped before my G.

 

I am an Insurance Broker in NY - your premium is not bad. What carrier?


04 G35C DG
Prem Aero Perf
V1
Blizzaks
R splash Guards

Long Island, New York, USA

 

Palisades Insurance. They brought the policy from The Hartford when Hartford left the State a year ago.

What I don't understand is the large hike without my having any incidents whatsoever.

 

NJ is the worst state in the nation for auto insurance. You can thank all the fraudlent and inflated claims for the increase. Everybody in NJ got big increases this year - you can shop around but there arent many carriers in NJ....if you have a house or apt policy to go with the auto, i can get you a quote. Joel (blitzjb@aol.com)


04 G35C DG
Prem Aero Perf
V1
Blizzaks
R splash Guards

Long Island, New York, USA

 

i am divorced 41 yr old male. only driver in house, 2 cars.

my 04 6mtC g costs me 1007 per year. my 04 sentra costs about 700 i think.

njm insurance

04 6mtC, DG - possibly most babied G on the board.

 

don t feel bad, i m 29 and am paying 2800.00 a year for my sedan.first trenton indemnity ins.

<P ID="edit"><FONT class="small"><EM>Edited by njsfastestg on 01/14/04 11:07 AM.</EM></FONT></P>

 

I live in Old Bridge area of New Jersey...Insured thru liberty mutual and I have my G35 and my wifes G20 all the discounts and reductions applicable and my G is about 1900 a year...and I'm in my 50's!!!!! this is by far the worst state to get insurance in....the horsepower rating is the key in the high rate I'm sure...my wifes car is 1100 so I basically pay 800 more for the extra horses...I'm not complaining ....I'd probably pay 3000 a year for a corvette...20ld4this

 

I am concerned about these rates. I am moving from Colorado to Jersey and when I called Allstate since they are the company i have now they gave me a quote of 1200 full coverage 500 deductable for the year. I pay 1160 in Colorado so it was practically the same. I am not sure why my rates are more reasonable. I am moving to Mount Laurel does that make any difference?

Sarge

 

Yes, county makes a significant difference. Hudson and Essex take beating due to higher theft rates. Bergen and Trenton are not much better. The only way to lower insurance in NJ are to turn 25 and get married. Mine dropped about 35%. Check out NJ Cure, not that bad. www.njcure.com

You could always buy a "vacation house" in another state and make it your primary residence, (I can't afford it, but some can).

03 - Black - Premium - Wood - Aero w/ Spoiler
Z Tube - Stillen AirBox